Use this page as a one-stop reference for everything related to Bank of India's KEONJHAR branch in KEONJHAR, ODISHA. The branch's IFSC code BKID0005400 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005400 is the IFSC of Bank of India's KEONJHAR branch. The format is fixed: BKID = bank code, 0 = reserved, 005400 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Keonjhar branch in Keonjhar, Odisha is part of this network and uses the IFSC code BKID0005400 for all electronic settlement.
About this branch
The branch is located at SHISHU BHAVAN MARKET COMPLEXNHNO 6 KEONJHAR. It serves the Keonjhar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0005400 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Keonjhar |
| IFSC Code | BKID0005400 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHISHU BHAVAN MARKET COMPLEXNHNO 6 KEONJHAR |
| City | Keonjhar |
| District | Keonjhar |
| State | Odisha |
| STD Code | 6766 |
| Phone | 6766255717 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's KEONJHAR branch came to be assigned the code BKID0005400.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005400, money simply cannot be routed to the KEONJHAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Keonjhar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005400 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0005400
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005400 across all three.
NEFT to Bank of India, KEONJHAR using IFSC BKID0005400
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005400, and confirm that the system picks up Bank of India – KEONJHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KEONJHAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's KEONJHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005400 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – KEONJHAR, use IMPS. With IFSC BKID0005400 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Keonjhar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0005400:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KEONJHAR is still linked to IFSC BKID0005400.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0005400
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – KEONJHAR is still mapped to IFSC BKID0005400. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005400 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Keonjhar branch is mapped to IFSC BKID0005400 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005400.
Banking services available
The Keonjhar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6766-6766255717.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005400
Online banking and IFSC BKID0005400
Bank of India customers can register for net banking and the bank's official mobile app once their account at the KEONJHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005400 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Keonjhar branch
The branch is located at SHISHU BHAVAN MARKET COMPLEXNHNO 6 KEONJHAR, which puts it inside Keonjhar, the broader Keonjhar district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Keonjhar branch” — the verified location pin for IFSC BKID0005400 should appear at the top of the results.
- Confirm the branch is open by calling 6766-6766255717 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005400 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – KEONJHAR:
- The IFSC is exactly BKID0005400 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and KEONJHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Keonjhar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005400, however, work 24x7.
Verifying IFSC BKID0005400 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005400 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6766-6766255717.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaKeonjhar Branch
SHISHU BHAVAN MARKET COMPLEXNHNO 6 KEONJHAR
Keonjhar, Odisha
Phone: 6766-6766255717
IFSC: BKID0005400
Frequently asked questions
Where is Bank of India Keonjhar branch located?
Bank of India's Keonjhar branch is located at SHISHU BHAVAN MARKET COMPLEXNHNO 6 KEONJHAR, Keonjhar, Odisha.
What is the phone number of Bank of India Keonjhar branch?
You can reach the branch at 6766-6766255717 during regular banking hours.
Does Bank of India Keonjhar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6766-6766255717 to confirm.
Is IFSC BKID0005400 the same for all accounts at Keonjhar branch?
Yes. The IFSC BKID0005400 is shared by every account held at Bank of India's Keonjhar branch. Only the account number changes from customer to customer.
How do I add Bank of India Keonjhar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005400, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Keonjhar branch but serve different purposes.
Summary
The IFSC code BKID0005400 belongs to Bank of India's KEONJHAR branch, located at SHISHU BHAVAN MARKET COMPLEXNHNO 6 KEONJHAR in KEONJHAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
