Below are the complete branch details for Bank of India, CHAPPRA KHERA branch, located in KARNAL, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0006756. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0006756 for Bank of India – CHAPPRA KHERA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's CHAPPRA KHERA branch, the IFSC BKID0006756 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 006756 identifies this particular branch.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Chappra Khera branch — IFSC BKID0006756 — extends the bank's services to customers in and around Karnal, Haryana.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Chappra Khera |
| IFSC Code | BKID0006756 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VPO CHAPPRA KHERA OPP MDD BAL BHAWAN PHOOSGARH ROAD CHAPPRA KHERA TEHSIL 132001 |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| STD Code | 184 |
| Phone | 9729400203 |
Chappra Khera branch overview
Located at VPO CHAPPRA KHERA OPP MDD BAL BHAWAN PHOOSGARH ROAD CHAPPRA KHERA TEHSIL 132001, the Chappra Khera branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0006756 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's CHAPPRA KHERA branch came to be assigned the code BKID0006756.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0006756, money simply cannot be routed to the CHAPPRA KHERA branch electronically.
Products and account variants supported
Every account opened at the Chappra Khera branch is mapped to IFSC BKID0006756 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0006756.
Banking services available
The Chappra Khera branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 184-9729400203.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0006756
How to transfer money using IFSC BKID0006756
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0006756 across all three.
How to use IFSC BKID0006756 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's CHAPPRA KHERA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0006756.
- Confirm the bank name auto-populates as Bank of India and the branch as CHAPPRA KHERA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0006756
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – CHAPPRA KHERA, ensure your bank's portal accepts IFSC BKID0006756 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – CHAPPRA KHERA, use IMPS. With IFSC BKID0006756 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0006756 for Bank of India – CHAPPRA KHERA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0006756 | Yes – BKID0006756 | Yes – BKID0006756 |
For most retail customers crediting the Chappra Khera branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0006756
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – CHAPPRA KHERA is still mapped to IFSC BKID0006756. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0006756 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0006756
Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHAPPRA KHERA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0006756 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Chappra Khera branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0006756 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BKID0006756
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – CHAPPRA KHERA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0006756. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Chappra Khera branch
The branch is located at VPO CHAPPRA KHERA OPP MDD BAL BHAWAN PHOOSGARH ROAD CHAPPRA KHERA TEHSIL 132001, which puts it inside Karnal, the broader Karnal district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Chappra Khera branch” — the verified location pin for IFSC BKID0006756 should appear at the top of the results.
- Confirm the branch is open by calling 184-9729400203 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0006756 and your account number.
Verifying IFSC BKID0006756 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0006756 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 184-9729400203.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chappra Khera branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0006756, however, work 24x7.
Branch address & contact
Bank of IndiaChappra Khera Branch
VPO CHAPPRA KHERA OPP MDD BAL BHAWAN PHOOSGARH ROAD CHAPPRA KHERA TEHSIL 132001
Karnal, Haryana
Phone: 184-9729400203
IFSC: BKID0006756
Frequently asked questions
How do I add Bank of India Chappra Khera as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0006756, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0006756 the same for all accounts at Chappra Khera branch?
Yes. The IFSC BKID0006756 is shared by every account held at Bank of India's Chappra Khera branch. Only the account number changes from customer to customer.
Can I use IFSC BKID0006756 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0006756 to send funds instantly.
Where is Bank of India Chappra Khera branch located?
Bank of India's Chappra Khera branch is located at VPO CHAPPRA KHERA OPP MDD BAL BHAWAN PHOOSGARH ROAD CHAPPRA KHERA TEHSIL 132001, Karnal, Haryana.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chappra Khera branch but serve different purposes.
How quickly will an NEFT transfer using BKID0006756 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Chappra Khera reflect within 30 minutes.
Summary
The IFSC code BKID0006756 belongs to Bank of India's CHAPPRA KHERA branch, located at VPO CHAPPRA KHERA OPP MDD BAL BHAWAN PHOOSGARH ROAD CHAPPRA KHERA TEHSIL 132001 in KARNAL, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
