If you are searching for the IFSC code of Bank of India, KAPPUR branch in KAPPUR DISTVILLUPURAM, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is BKID0008380. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KAPPUR branch, and detailed step-by-step guides for using the IFSC BKID0008380 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – KAPPUR is BKID0008380. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008380 map to this branch in KAPPUR DISTVILLUPURAM, TAMIL NADU.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Kappur |
| IFSC Code | BKID0008380 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KAPPUR MAIN ROAD KAPPURVILLUPURAM DIST |
| City | Kappur Distvillupuram |
| District | Kappur Distvillupuram |
| State | Tamil Nadu |
| STD Code | 4146 |
| Phone | 4146206336 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Kappur branch in Kappur Distvillupuram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0008380.
About this branch
The branch is located at KAPPUR MAIN ROAD KAPPURVILLUPURAM DIST. It serves the Kappur Distvillupuram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0008380 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAPPUR of Bank of India — its own 11-character IFSC. The code BKID0008380 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0008380 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0008380
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008380 across all three.
NEFT to Bank of India, KAPPUR using IFSC BKID0008380
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0008380, and confirm that the system picks up Bank of India – KAPPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KAPPUR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's KAPPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0008380 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India KAPPUR (IFSC BKID0008380)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0008380 in your mobile or internet banking app, and the money is credited to the KAPPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0008380 for Bank of India – KAPPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0008380 | Yes – BKID0008380 | Yes – BKID0008380 |
For most retail customers crediting the Kappur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0008380
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – KAPPUR is still mapped to IFSC BKID0008380. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0008380 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kappur branch is mapped to IFSC BKID0008380 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0008380.
Products and services
Customers walking into the Kappur branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0008380
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0008380 and the account number together uniquely identify the Kappur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kappur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0008380 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BKID0008380
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – KAPPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0008380. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kappur branch sits at KAPPUR MAIN ROAD KAPPURVILLUPURAM DIST. If you are travelling from outside Kappur Distvillupuram, search for the branch on a maps application using the bank name and locality, or call 4146-4146206336 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0008380 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0008380 for Bank of India – KAPPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kappur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0008380, however, work 24x7.
Branch address & contact
Bank of IndiaKappur Branch
KAPPUR MAIN ROAD KAPPURVILLUPURAM DIST
Kappur Distvillupuram, Tamil Nadu
Phone: 4146-4146206336
IFSC: BKID0008380
Frequently asked questions
How do I add Bank of India Kappur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008380, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BKID0008380 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Kappur reflect within 30 minutes.
What is the phone number of Bank of India Kappur branch?
You can reach the branch at 4146-4146206336 during regular banking hours.
Is IFSC BKID0008380 the same for all accounts at Kappur branch?
Yes. The IFSC BKID0008380 is shared by every account held at Bank of India's Kappur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kappur branch but serve different purposes.
Can I use IFSC BKID0008380 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0008380 to send funds instantly.
Where is Bank of India Kappur branch located?
Bank of India's Kappur branch is located at KAPPUR MAIN ROAD KAPPURVILLUPURAM DIST, Kappur Distvillupuram, Tamil Nadu.
Does Bank of India Kappur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4146-4146206336 to confirm.
Summary
The IFSC code BKID0008380 belongs to Bank of India's KAPPUR branch, located at KAPPUR MAIN ROAD KAPPURVILLUPURAM DIST in KAPPUR DISTVILLUPURAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
