This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, NAUBASTA branch in KANPUR. The 11-digit IFSC BKID0007330 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the NAUBASTA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0007330 is the IFSC of Bank of India's NAUBASTA branch. The format is fixed: BKID = bank code, 0 = reserved, 007330 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the Naubasta branch in Kanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0007330.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Naubasta |
| IFSC Code | BKID0007330 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NAUBASTA 5A ANAND VIHAR WARD NO 48 NAUBASTA HAMIRPUR ROAD KANPUR UP PIN 208021 |
| City | Kanpur |
| District | Kanpur City |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9369384122 |
About the Naubasta branch
The Naubasta branch of Bank of India is situated at NAUBASTA 5A ANAND VIHAR WARD NO 48 NAUBASTA HAMIRPUR ROAD KANPUR UP PIN 208021. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0007330 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's NAUBASTA branch came to be assigned the code BKID0007330.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0007330, money simply cannot be routed to the NAUBASTA branch electronically.
Account types you can open at the Naubasta branch
Once you have an account at Bank of India – NAUBASTA, the IFSC BKID0007330 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Naubasta branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9369384122.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0007330
How to transfer money using IFSC BKID0007330
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007330 across all three.
How to use IFSC BKID0007330 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's NAUBASTA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0007330.
- Confirm the bank name auto-populates as Bank of India and the branch as NAUBASTA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0007330
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – NAUBASTA, ensure your bank's portal accepts IFSC BKID0007330 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – NAUBASTA, use IMPS. With IFSC BKID0007330 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0007330 for Bank of India – NAUBASTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0007330 | Yes – BKID0007330 | Yes – BKID0007330 |
For most retail customers crediting the Naubasta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's NAUBASTA branch, the IFSC BKID0007330 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Naubasta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0007330 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0007330 and the account number together uniquely identify the Naubasta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – NAUBASTA:
- The IFSC is exactly BKID0007330 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and NAUBASTA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Naubasta branch sits at NAUBASTA 5A ANAND VIHAR WARD NO 48 NAUBASTA HAMIRPUR ROAD KANPUR UP PIN 208021. If you are travelling from outside Kanpur, search for the branch on a maps application using the bank name and locality, or call 91-9369384122 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0007330 and your account number.
Verifying IFSC BKID0007330 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0007330 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9369384122.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Naubasta are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0007330 continue to work without interruption.
Branch address & contact
Bank of IndiaNaubasta Branch
NAUBASTA 5A ANAND VIHAR WARD NO 48 NAUBASTA HAMIRPUR ROAD KANPUR UP PIN 208021
Kanpur, Uttar Pradesh
Phone: 91-9369384122
IFSC: BKID0007330
Frequently asked questions
Does Bank of India Naubasta branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9369384122 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Naubasta branch but serve different purposes.
How quickly will an NEFT transfer using BKID0007330 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Naubasta reflect within 30 minutes.
Where is Bank of India Naubasta branch located?
Bank of India's Naubasta branch is located at NAUBASTA 5A ANAND VIHAR WARD NO 48 NAUBASTA HAMIRPUR ROAD KANPUR UP PIN 208021, Kanpur, Uttar Pradesh.
Can I use IFSC BKID0007330 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0007330 to send funds instantly.
Is IFSC BKID0007330 the same for all accounts at Naubasta branch?
Yes. The IFSC BKID0007330 is shared by every account held at Bank of India's Naubasta branch. Only the account number changes from customer to customer.
How do I add Bank of India Naubasta as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0007330, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0007330 valid for NEFT and RTGS?
Yes. IFSC BKID0007330 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BKID0007330 is the IFSC code of Bank of India, NAUBASTA branch, in KANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
