Below are the complete branch details for Bank of India, MPGB JHABUA MAIN branch, located in JHABUA, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BKID0MG5002. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0MG5002 for Bank of India – MPGB JHABUA MAIN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – MPGB JHABUA MAIN is BKID0MG5002. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MG5002 map to this branch in JHABUA, MADHYA PRADESH.
About Bank of India
Bank of India operates a wide network of branches across India, including the Mpgb Jhabua Main branch in Jhabua. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0MG5002.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Jhabua Main |
| IFSC Code | BKID0MG5002 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AZADCHOK JHABUAJHABUA |
| City | Jhabua |
| District | Jhabua |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 7489465353 |
About the Mpgb Jhabua Main branch
The Mpgb Jhabua Main branch of Bank of India is situated at AZADCHOK JHABUAJHABUA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0MG5002 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MPGB JHABUA MAIN of Bank of India — its own 11-character IFSC. The code BKID0MG5002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0MG5002 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mpgb Jhabua Main branch is mapped to IFSC BKID0MG5002 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG5002.
Products and services
Customers walking into the Mpgb Jhabua Main branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0MG5002
How to transfer money using IFSC BKID0MG5002
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG5002 across all three.
How to use IFSC BKID0MG5002 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's MPGB JHABUA MAIN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0MG5002.
- Confirm the bank name auto-populates as Bank of India and the branch as MPGB JHABUA MAIN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0MG5002
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MPGB JHABUA MAIN, ensure your bank's portal accepts IFSC BKID0MG5002 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India MPGB JHABUA MAIN (IFSC BKID0MG5002)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0MG5002 in your mobile or internet banking app, and the money is credited to the MPGB JHABUA MAIN branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mpgb Jhabua Main
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0MG5002:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MPGB JHABUA MAIN is still linked to IFSC BKID0MG5002.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0MG5002
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MPGB JHABUA MAIN is still mapped to IFSC BKID0MG5002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0MG5002 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0MG5002
Bank of India customers can register for net banking and the bank's official mobile app once their account at the MPGB JHABUA MAIN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0MG5002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0MG5002 and the account number together uniquely identify the Mpgb Jhabua Main branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MPGB JHABUA MAIN:
- The IFSC is exactly BKID0MG5002 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MPGB JHABUA MAIN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mpgb Jhabua Main branch
The branch is located at AZADCHOK JHABUAJHABUA, which puts it inside Jhabua, the broader Jhabua district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Mpgb Jhabua Main branch” — the verified location pin for IFSC BKID0MG5002 should appear at the top of the results.
- Confirm the branch is open by calling 91-7489465353 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0MG5002 and your account number.
Verifying IFSC BKID0MG5002 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG5002 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7489465353.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mpgb Jhabua Main branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0MG5002, however, work 24x7.
Branch address & contact
Bank of IndiaMpgb Jhabua Main Branch
AZADCHOK JHABUAJHABUA
Jhabua, Madhya Pradesh
Phone: 91-7489465353
IFSC: BKID0MG5002
Frequently asked questions
Can I use IFSC BKID0MG5002 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG5002 to send funds instantly.
What is the IFSC code of Bank of India Mpgb Jhabua Main branch?
The IFSC code of Bank of India, Mpgb Jhabua Main branch is BKID0MG5002. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0MG5002 the same for all accounts at Mpgb Jhabua Main branch?
Yes. The IFSC BKID0MG5002 is shared by every account held at Bank of India's Mpgb Jhabua Main branch. Only the account number changes from customer to customer.
Is IFSC BKID0MG5002 valid for NEFT and RTGS?
Yes. IFSC BKID0MG5002 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BKID0MG5002 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Mpgb Jhabua Main reflect within 30 minutes.
How do I add Bank of India Mpgb Jhabua Main as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG5002, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of India Mpgb Jhabua Main branch?
You can reach the branch at 91-7489465353 during regular banking hours.
Final notes
To recap: BKID0MG5002 is the IFSC code of Bank of India, MPGB JHABUA MAIN branch, in JHABUA, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
