If you are searching for the IFSC code of Bank of India, JANGRAL branch in JANGRAL TAL DIST PATAN, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BKID0002207. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JANGRAL branch, and detailed step-by-step guides for using the IFSC BKID0002207 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – JANGRAL is BKID0002207. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002207 map to this branch in JANGRAL TAL DIST PATAN, GUJARAT.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jangral branch in Jangral Tal Dist Patan, Gujarat is part of this network and uses the IFSC code BKID0002207 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Jangral |
| IFSC Code | BKID0002207 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST JANGRALTALUKA PATAN DIST PATAN |
| City | Jangral Tal Dist Patan |
| District | Jangral Tal Dist Patan |
| State | Gujarat |
| STD Code | 2766 |
| Phone | 2766286534 |
Jangral branch overview
Located at AT POST JANGRALTALUKA PATAN DIST PATAN, the Jangral branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0002207 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's JANGRAL branch came to be assigned the code BKID0002207.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0002207, money simply cannot be routed to the JANGRAL branch electronically.
Account types you can open at the Jangral branch
Once you have an account at Bank of India – JANGRAL, the IFSC BKID0002207 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jangral branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0002207
How to transfer money using IFSC BKID0002207
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0002207 across all three.
How to use IFSC BKID0002207 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's JANGRAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0002207.
- Confirm the bank name auto-populates as Bank of India and the branch as JANGRAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0002207
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – JANGRAL, ensure your bank's portal accepts IFSC BKID0002207 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – JANGRAL, use IMPS. With IFSC BKID0002207 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0002207 for Bank of India – JANGRAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0002207 | Yes – BKID0002207 | Yes – BKID0002207 |
For most retail customers crediting the Jangral branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0002207
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – JANGRAL is still mapped to IFSC BKID0002207. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0002207 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0002207
Bank of India customers can register for net banking and the bank's official mobile app once their account at the JANGRAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0002207 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Jangral branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0002207 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BKID0002207
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – JANGRAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0002207. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Jangral branch
The branch is located at AT POST JANGRALTALUKA PATAN DIST PATAN, which puts it inside Jangral Tal Dist Patan, the broader Jangral Tal Dist Patan district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Jangral branch” — the verified location pin for IFSC BKID0002207 should appear at the top of the results.
- Confirm the branch is open by calling 2766-2766286534 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0002207 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0002207 for Bank of India – JANGRAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jangral branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0002207, however, work 24x7.
Branch address & contact
Bank of IndiaJangral Branch
AT POST JANGRALTALUKA PATAN DIST PATAN
Jangral Tal Dist Patan, Gujarat
Phone: 2766-2766286534
IFSC: BKID0002207
Frequently asked questions
How quickly will an NEFT transfer using BKID0002207 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Jangral reflect within 30 minutes.
Is IFSC BKID0002207 the same for all accounts at Jangral branch?
Yes. The IFSC BKID0002207 is shared by every account held at Bank of India's Jangral branch. Only the account number changes from customer to customer.
Where is Bank of India Jangral branch located?
Bank of India's Jangral branch is located at AT POST JANGRALTALUKA PATAN DIST PATAN, Jangral Tal Dist Patan, Gujarat.
Can I use IFSC BKID0002207 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0002207 to send funds instantly.
What is the phone number of Bank of India Jangral branch?
You can reach the branch at 2766-2766286534 during regular banking hours.
Is IFSC BKID0002207 valid for NEFT and RTGS?
Yes. IFSC BKID0002207 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Jangral as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0002207, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jangral branch but serve different purposes.
Final notes
To recap: BKID0002207 is the IFSC code of Bank of India, JANGRAL branch, in JANGRAL TAL DIST PATAN, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
