If you are searching for the IFSC code of Bank of India, JANGAREDDYGUDEM branch in JANGAREDDYGUDEM, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BKID0005632. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JANGAREDDYGUDEM branch, and detailed step-by-step guides for using the IFSC BKID0005632 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005632 is the IFSC of Bank of India's JANGAREDDYGUDEM branch. The format is fixed: BKID = bank code, 0 = reserved, 005632 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Jangareddygudem |
| IFSC Code | BKID0005632 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO 10 227AOPP RTC BUSSTANDWEST GODAVARI DIST |
| City | Jangareddygudem |
| District | Jangareddygudem |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9638576394 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Jangareddygudem branch in Jangareddygudem. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005632.
About this branch
The branch is located at DOOR NO 10 227AOPP RTC BUSSTANDWEST GODAVARI DIST. It serves the Jangareddygudem region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0005632 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's JANGAREDDYGUDEM branch came to be assigned the code BKID0005632.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005632, money simply cannot be routed to the JANGAREDDYGUDEM branch electronically.
How to transfer money using IFSC BKID0005632
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005632 across all three.
How to use IFSC BKID0005632 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's JANGAREDDYGUDEM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0005632.
- Confirm the bank name auto-populates as Bank of India and the branch as JANGAREDDYGUDEM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JANGAREDDYGUDEM
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's JANGAREDDYGUDEM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005632 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – JANGAREDDYGUDEM, use IMPS. With IFSC BKID0005632 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005632 for Bank of India – JANGAREDDYGUDEM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005632 | Yes – BKID0005632 | Yes – BKID0005632 |
For most retail customers crediting the Jangareddygudem branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0005632
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – JANGAREDDYGUDEM is still mapped to IFSC BKID0005632. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005632 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jangareddygudem branch is mapped to IFSC BKID0005632 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005632.
Banking services available
The Jangareddygudem branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9638576394.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005632
MICR & cheque-truncation details
Cheques drawn on the Jangareddygudem branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005632 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Jangareddygudem branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005632 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – JANGAREDDYGUDEM:
- The IFSC is exactly BKID0005632 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and JANGAREDDYGUDEM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jangareddygudem branch sits at DOOR NO 10 227AOPP RTC BUSSTANDWEST GODAVARI DIST. If you are travelling from outside Jangareddygudem, search for the branch on a maps application using the bank name and locality, or call 91-9638576394 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005632 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0005632 for Bank of India – JANGAREDDYGUDEM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Jangareddygudem are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005632 continue to work without interruption.
Branch address & contact
Bank of IndiaJangareddygudem Branch
DOOR NO 10 227AOPP RTC BUSSTANDWEST GODAVARI DIST
Jangareddygudem, Andhra Pradesh
Phone: 91-9638576394
IFSC: BKID0005632
Frequently asked questions
Does Bank of India Jangareddygudem branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9638576394 to confirm.
How quickly will an NEFT transfer using BKID0005632 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Jangareddygudem reflect within 30 minutes.
How do I add Bank of India Jangareddygudem as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005632, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0005632 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005632 to send funds instantly.
What is the phone number of Bank of India Jangareddygudem branch?
You can reach the branch at 91-9638576394 during regular banking hours.
What is the IFSC code of Bank of India Jangareddygudem branch?
The IFSC code of Bank of India, Jangareddygudem branch is BKID0005632. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BKID0005632 belongs to Bank of India's JANGAREDDYGUDEM branch, located at DOOR NO 10 227AOPP RTC BUSSTANDWEST GODAVARI DIST in JANGAREDDYGUDEM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
