Below are the complete branch details for Bank of India, JAMSHEDPUR branch, located in JAMSHEDPUR, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is BKID0004500. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0004500 for Bank of India – JAMSHEDPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's JAMSHEDPUR branch, the IFSC BKID0004500 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 004500 identifies this particular branch.
About Bank of India
Bank of India operates a wide network of branches across India, including the Jamshedpur branch in Jamshedpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0004500.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Jamshedpur |
| IFSC Code | BKID0004500 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BISTUPURPOST BOX NO 36 |
| City | Jamshedpur |
| District | Jamshedpur |
| State | Jharkhand |
| STD Code | 657 |
| Phone | 6572731483 |
About the Jamshedpur branch
The Jamshedpur branch of Bank of India is situated at BISTUPURPOST BOX NO 36. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0004500 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's JAMSHEDPUR branch came to be assigned the code BKID0004500.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004500, money simply cannot be routed to the JAMSHEDPUR branch electronically.
Account types you can open at the Jamshedpur branch
Once you have an account at Bank of India – JAMSHEDPUR, the IFSC BKID0004500 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Jamshedpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 657-6572731483.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0004500
How to transfer money using IFSC BKID0004500
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004500 across all three.
NEFT to Bank of India, JAMSHEDPUR using IFSC BKID0004500
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004500, and confirm that the system picks up Bank of India – JAMSHEDPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAMSHEDPUR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's JAMSHEDPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0004500 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India JAMSHEDPUR (IFSC BKID0004500)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004500 in your mobile or internet banking app, and the money is credited to the JAMSHEDPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0004500 for Bank of India – JAMSHEDPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0004500 | Yes – BKID0004500 | Yes – BKID0004500 |
For most retail customers crediting the Jamshedpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's JAMSHEDPUR branch, the IFSC BKID0004500 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Jamshedpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0004500 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0004500 and the account number together uniquely identify the Jamshedpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0004500
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – JAMSHEDPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0004500. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jamshedpur branch sits at BISTUPURPOST BOX NO 36. If you are travelling from outside Jamshedpur, search for the branch on a maps application using the bank name and locality, or call 657-6572731483 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0004500 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0004500 for Bank of India – JAMSHEDPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Jamshedpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004500 continue to work without interruption.
Branch address & contact
Bank of IndiaJamshedpur Branch
BISTUPURPOST BOX NO 36
Jamshedpur, Jharkhand
Phone: 657-6572731483
IFSC: BKID0004500
Frequently asked questions
How do I add Bank of India Jamshedpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004500, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Jamshedpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 657-6572731483 to confirm.
Can I use IFSC BKID0004500 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004500 to send funds instantly.
How quickly will an NEFT transfer using BKID0004500 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Jamshedpur reflect within 30 minutes.
Is IFSC BKID0004500 the same for all accounts at Jamshedpur branch?
Yes. The IFSC BKID0004500 is shared by every account held at Bank of India's Jamshedpur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jamshedpur branch but serve different purposes.
Where is Bank of India Jamshedpur branch located?
Bank of India's Jamshedpur branch is located at BISTUPURPOST BOX NO 36, Jamshedpur, Jharkhand.
Final notes
To recap: BKID0004500 is the IFSC code of Bank of India, JAMSHEDPUR branch, in JAMSHEDPUR, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
