Use this page as a one-stop reference for everything related to Bank of India's CIVIL COURT AREA JAMSHEDPUR branch in JAMSHEDPUR, JHARKHAND. The branch's IFSC code BKID0005977 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005977 is the IFSC of Bank of India's CIVIL COURT AREA JAMSHEDPUR branch. The format is fixed: BKID = bank code, 0 = reserved, 005977 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the Civil Court Area Jamshedpur branch in Jamshedpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005977.
About this branch
The branch is located at NEAR NEW CIVIL COURT 15 HUME PIPE AREA CIVIL COURT DEEP COMPLEX SAKCHI. It serves the Jamshedpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0005977 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Civil Court Area Jamshedpur |
| IFSC Code | BKID0005977 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR NEW CIVIL COURT 15 HUME PIPE AREA CIVIL COURT DEEP COMPLEX SAKCHI |
| City | Jamshedpur |
| District | Purbi Singhbhum |
| State | Jharkhand |
| STD Code | 657 |
| Phone | 8521015555 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's CIVIL COURT AREA JAMSHEDPUR branch came to be assigned the code BKID0005977.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005977, money simply cannot be routed to the CIVIL COURT AREA JAMSHEDPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005977 and the account number together uniquely identify the Civil Court Area Jamshedpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0005977
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005977 across all three.
NEFT to Bank of India, CIVIL COURT AREA JAMSHEDPUR using IFSC BKID0005977
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005977, and confirm that the system picks up Bank of India – CIVIL COURT AREA JAMSHEDPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CIVIL COURT AREA JAMSHEDPUR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's CIVIL COURT AREA JAMSHEDPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005977 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – CIVIL COURT AREA JAMSHEDPUR, use IMPS. With IFSC BKID0005977 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Civil Court Area Jamshedpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0005977:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CIVIL COURT AREA JAMSHEDPUR is still linked to IFSC BKID0005977.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0005977
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – CIVIL COURT AREA JAMSHEDPUR is still mapped to IFSC BKID0005977. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005977 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Civil Court Area Jamshedpur branch is mapped to IFSC BKID0005977 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005977.
Products and services
Customers walking into the Civil Court Area Jamshedpur branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0005977
Online banking and IFSC BKID0005977
Bank of India customers can register for net banking and the bank's official mobile app once their account at the CIVIL COURT AREA JAMSHEDPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005977 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Civil Court Area Jamshedpur branch sits at NEAR NEW CIVIL COURT 15 HUME PIPE AREA CIVIL COURT DEEP COMPLEX SAKCHI. If you are travelling from outside Jamshedpur, search for the branch on a maps application using the bank name and locality, or call 657-8521015555 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005977 and your account number.
Common mistakes to avoid when using IFSC BKID0005977
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – CIVIL COURT AREA JAMSHEDPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005977. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Civil Court Area Jamshedpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005977, however, work 24x7.
Verifying IFSC BKID0005977 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005977 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 657-8521015555.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaCivil Court Area Jamshedpur Branch
NEAR NEW CIVIL COURT 15 HUME PIPE AREA CIVIL COURT DEEP COMPLEX SAKCHI
Jamshedpur, Jharkhand
Phone: 657-8521015555
IFSC: BKID0005977
Frequently asked questions
Is IFSC BKID0005977 the same for all accounts at Civil Court Area Jamshedpur branch?
Yes. The IFSC BKID0005977 is shared by every account held at Bank of India's Civil Court Area Jamshedpur branch. Only the account number changes from customer to customer.
Where is Bank of India Civil Court Area Jamshedpur branch located?
Bank of India's Civil Court Area Jamshedpur branch is located at NEAR NEW CIVIL COURT 15 HUME PIPE AREA CIVIL COURT DEEP COMPLEX SAKCHI, Jamshedpur, Jharkhand.
Can I use IFSC BKID0005977 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005977 to send funds instantly.
How quickly will an NEFT transfer using BKID0005977 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Civil Court Area Jamshedpur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Civil Court Area Jamshedpur branch but serve different purposes.
Does Bank of India Civil Court Area Jamshedpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 657-8521015555 to confirm.
How do I add Bank of India Civil Court Area Jamshedpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005977, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0005977 valid for NEFT and RTGS?
Yes. IFSC BKID0005977 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BKID0005977 belongs to Bank of India's CIVIL COURT AREA JAMSHEDPUR branch, located at NEAR NEW CIVIL COURT 15 HUME PIPE AREA CIVIL COURT DEEP COMPLEX SAKCHI in JAMSHEDPUR, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
