IFSC Code of Bank of India, Ranjeet Sagar Road Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, RANJEET SAGAR ROAD branch in JAMNAGAR. The 11-digit IFSC BKID0003142 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the RANJEET SAGAR ROAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BKID0003142 is the IFSC of Bank of India's RANJEET SAGAR ROAD branch. The format is fixed: BKID = bank code, 0 = reserved, 003142 = branch identifier.

About Bank of India

Bank of India operates a wide network of branches across India, including the Ranjeet Sagar Road branch in Jamnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0003142.

Branch details at a glance

About this branch

The branch is located at GROUND FLOOR,AYODHYA COMMERCIAL,RANJEET SAGAR ROAD NEAR SHALIGRAM HOSPITAL,80 FT MAIN ROAD,JAMNAGAR,GUJARAT 361005. It serves the Jamnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0003142 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's RANJEET SAGAR ROAD branch came to be assigned the code BKID0003142.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0003142, money simply cannot be routed to the RANJEET SAGAR ROAD branch electronically.

Products and account variants supported

Every account opened at the Ranjeet Sagar Road branch is mapped to IFSC BKID0003142 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BKID0003142.

Banking services available

The Ranjeet Sagar Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0003142

How to transfer money using IFSC BKID0003142

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0003142 across all three.

How to use IFSC BKID0003142 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's RANJEET SAGAR ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BKID0003142.
4. Confirm the bank name auto-populates as Bank of India and the branch as RANJEET SAGAR ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RANJEET SAGAR ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's RANJEET SAGAR ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0003142 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of India – RANJEET SAGAR ROAD, use IMPS. With IFSC BKID0003142 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BKID0003142 for Bank of India – RANJEET SAGAR ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ranjeet Sagar Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BKID0003142

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – RANJEET SAGAR ROAD is still mapped to IFSC BKID0003142. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0003142 and the beneficiary's account number to complete the transfer.

Online banking and IFSC BKID0003142

Bank of India customers can register for net banking and the bank's official mobile app once their account at the RANJEET SAGAR ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0003142 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Ranjeet Sagar Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0003142 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – RANJEET SAGAR ROAD:

• The IFSC is exactly BKID0003142 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of India as the bank name and RANJEET SAGAR ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ranjeet Sagar Road branch

The branch is located at GROUND FLOOR,AYODHYA COMMERCIAL,RANJEET SAGAR ROAD NEAR SHALIGRAM HOSPITAL,80 FT MAIN ROAD,JAMNAGAR,GUJARAT 361005, which puts it inside Jamnagar, the broader Jamnagar district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of India Ranjeet Sagar Road branch” — the verified location pin for IFSC BKID0003142 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0003142 and your account number.

Verifying IFSC BKID0003142 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0003142 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ranjeet Sagar Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0003142 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BKID0003142 belongs to Bank of India's RANJEET SAGAR ROAD branch, located at GROUND FLOOR,AYODHYA COMMERCIAL,RANJEET SAGAR ROAD NEAR SHALIGRAM HOSPITAL,80… in JAMNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.