IFSC Code of Bank of India, Jalundh Branch, Gujarat

Use this page as a one-stop reference for everything related to Bank of India's JALUNDH branch in JALUNDH TAL KHAMBAT DIST ANAND, GUJARAT. The branch's IFSC code BKID0002819 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of India – JALUNDH is BKID0002819. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002819 map to this branch in JALUNDH TAL KHAMBAT DIST ANAND, GUJARAT.

Bank profile

Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Jalundh branch — IFSC BKID0002819 — extends the bank's services to customers in and around Jalundh Tal Khambat Dist Anand, Gujarat.

Branch details at a glance

About this branch

The branch is located at JALUNDHTALUKA KHAMBHAT DIST ANAND. It serves the Jalundh Tal Khambat Dist Anand region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0002819 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's JALUNDH branch came to be assigned the code BKID0002819.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0002819, money simply cannot be routed to the JALUNDH branch electronically.

Products and account variants supported

Every account opened at the Jalundh branch is mapped to IFSC BKID0002819 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BKID0002819.

Banking services available

The Jalundh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2698-285649.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0002819

How to transfer money using IFSC BKID0002819

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0002819 across all three.

NEFT to Bank of India, JALUNDH using IFSC BKID0002819

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0002819, and confirm that the system picks up Bank of India – JALUNDH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JALUNDH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's JALUNDH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0002819 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of India JALUNDH (IFSC BKID0002819)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0002819 in your mobile or internet banking app, and the money is credited to the JALUNDH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jalundh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0002819:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JALUNDH is still linked to IFSC BKID0002819.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's JALUNDH branch, the IFSC BKID0002819 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Jalundh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0002819 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Jalundh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0002819 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – JALUNDH:

• The IFSC is exactly BKID0002819 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of India as the bank name and JALUNDH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Jalundh branch

The branch is located at JALUNDHTALUKA KHAMBHAT DIST ANAND, which puts it inside Jalundh Tal Khambat Dist Anand, the broader Jalundh Tal Khambat Dist Anand district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of India Jalundh branch” — the verified location pin for IFSC BKID0002819 should appear at the top of the results.
2. Confirm the branch is open by calling 2698-285649 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0002819 and your account number.

Verifying IFSC BKID0002819 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0002819 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2698-285649.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jalundh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0002819 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BKID0002819 is the IFSC code of Bank of India, JALUNDH branch, in JALUNDH TAL KHAMBAT DIST ANAND, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.