Use this page as a one-stop reference for everything related to Bank of India's ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS branch in JAGANNATHPUR, WEST BENGAL. The branch's IFSC code BKID0004156 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS branch, the IFSC BKID0004156 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 004156 identifies this particular branch.
About Bank of India
Bank of India operates a wide network of branches across India, including the Adamas Institute of Technology Campus branch in Jagannathpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0004156.
Adamas Institute of Technology Campus branch overview
Located at ADAMAS INSTITUTE OF TECHNOLOGY PREMISES VILLAGE BARASAT BARRACKPORE ROAD PIN 700126, the Adamas Institute of Technology Campus branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0004156 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Adamas Institute of Technology Campus |
| IFSC Code | BKID0004156 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ADAMAS INSTITUTE OF TECHNOLOGY PREMISES VILLAGE BARASAT BARRACKPORE ROAD PIN 700126 |
| City | Jagannathpur |
| District | North 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9836352749 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS branch came to be assigned the code BKID0004156.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004156, money simply cannot be routed to the ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0004156 and the account number together uniquely identify the Adamas Institute of Technology Campus branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0004156
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004156 across all three.
NEFT to Bank of India, ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS using IFSC BKID0004156
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004156, and confirm that the system picks up Bank of India – ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0004156 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS (IFSC BKID0004156)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004156 in your mobile or internet banking app, and the money is credited to the ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Adamas Institute of Technology Campus
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0004156:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS is still linked to IFSC BKID0004156.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS branch, the IFSC BKID0004156 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Adamas Institute of Technology Campus branch is mapped to IFSC BKID0004156 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0004156.
Banking services available
The Adamas Institute of Technology Campus branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9836352749.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0004156
Online banking and IFSC BKID0004156
Bank of India customers can register for net banking and the bank's official mobile app once their account at the ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0004156 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Adamas Institute of Technology Campus branch
The branch is located at ADAMAS INSTITUTE OF TECHNOLOGY PREMISES VILLAGE BARASAT BARRACKPORE ROAD PIN 700126, which puts it inside Jagannathpur, the broader North 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Adamas Institute of Technology Campus branch” — the verified location pin for IFSC BKID0004156 should appear at the top of the results.
- Confirm the branch is open by calling 91-9836352749 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0004156 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS:
- The IFSC is exactly BKID0004156 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Adamas Institute of Technology Campus are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004156 continue to work without interruption.
Verifying IFSC BKID0004156 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0004156 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9836352749.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaAdamas Institute of Technology Campus Branch
ADAMAS INSTITUTE OF TECHNOLOGY PREMISES VILLAGE BARASAT BARRACKPORE ROAD PIN 700126
Jagannathpur, West Bengal
Phone: 91-9836352749
IFSC: BKID0004156
Frequently asked questions
Is IFSC BKID0004156 the same for all accounts at Adamas Institute of Technology Campus branch?
Yes. The IFSC BKID0004156 is shared by every account held at Bank of India's Adamas Institute of Technology Campus branch. Only the account number changes from customer to customer.
Where is Bank of India Adamas Institute of Technology Campus branch located?
Bank of India's Adamas Institute of Technology Campus branch is located at ADAMAS INSTITUTE OF TECHNOLOGY PREMISES VILLAGE BARASAT BARRACKPORE ROAD PIN 700126, Jagannathpur, West Bengal.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Adamas Institute of Technology Campus branch but serve different purposes.
Does Bank of India Adamas Institute of Technology Campus branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9836352749 to confirm.
Is IFSC BKID0004156 valid for NEFT and RTGS?
Yes. IFSC BKID0004156 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of India Adamas Institute of Technology Campus branch?
You can reach the branch at 91-9836352749 during regular banking hours.
How quickly will an NEFT transfer using BKID0004156 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Adamas Institute of Technology Campus reflect within 30 minutes.
Summary
The IFSC code BKID0004156 belongs to Bank of India's ADAMAS INSTITUTE OF TECHNOLOGY CAMPUS branch, located at ADAMAS INSTITUTE OF TECHNOLOGY PREMISES VILLAGE BARASAT BARRACKPORE ROAD PIN… in JAGANNATHPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
