If you are searching for the IFSC code of Bank of India, IMPHAL branch in IMPHAL MANIPUR, MANIPUR, this page has every detail you need. The verified IFSC code for this branch is BKID0005042. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the IMPHAL branch, and detailed step-by-step guides for using the IFSC BKID0005042 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005042 is the IFSC of Bank of India's IMPHAL branch. The format is fixed: BKID = bank code, 0 = reserved, 005042 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the Imphal branch in Imphal Manipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005042.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Imphal |
| IFSC Code | BKID0005042 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PAONA BAZAR OPP FRIENDS TALKIESPO IMPHALDISTRICT IMPHAL WEST |
| City | Imphal Manipur |
| District | Imphal Manipur |
| State | Manipur |
| STD Code | 385 |
| Phone | 3852449164 |
About this branch
The branch is located at PAONA BAZAR OPP FRIENDS TALKIESPO IMPHALDISTRICT IMPHAL WEST. It serves the Imphal Manipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0005042 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's IMPHAL branch came to be assigned the code BKID0005042.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005042, money simply cannot be routed to the IMPHAL branch electronically.
Account types you can open at the Imphal branch
Once you have an account at Bank of India – IMPHAL, the IFSC BKID0005042 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Imphal branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0005042
How to transfer money using IFSC BKID0005042
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005042 across all three.
How to use IFSC BKID0005042 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's IMPHAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0005042.
- Confirm the bank name auto-populates as Bank of India and the branch as IMPHAL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to IMPHAL
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's IMPHAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005042 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India IMPHAL (IFSC BKID0005042)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005042 in your mobile or internet banking app, and the money is credited to the IMPHAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005042 for Bank of India – IMPHAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005042 | Yes – BKID0005042 | Yes – BKID0005042 |
For most retail customers crediting the Imphal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0005042
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – IMPHAL is still mapped to IFSC BKID0005042. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005042 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Imphal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005042 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005042 and the account number together uniquely identify the Imphal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0005042
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – IMPHAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005042. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Imphal branch
The branch is located at PAONA BAZAR OPP FRIENDS TALKIESPO IMPHALDISTRICT IMPHAL WEST, which puts it inside Imphal Manipur, the broader Imphal Manipur district, and the state of Manipur. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Imphal branch” — the verified location pin for IFSC BKID0005042 should appear at the top of the results.
- Confirm the branch is open by calling 385-3852449164 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005042 and your account number.
Verifying IFSC BKID0005042 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005042 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 385-3852449164.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Imphal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005042 continue to work without interruption.
Branch address & contact
Bank of IndiaImphal Branch
PAONA BAZAR OPP FRIENDS TALKIESPO IMPHALDISTRICT IMPHAL WEST
Imphal Manipur, Manipur
Phone: 385-3852449164
IFSC: BKID0005042
Frequently asked questions
Is IFSC BKID0005042 the same for all accounts at Imphal branch?
Yes. The IFSC BKID0005042 is shared by every account held at Bank of India's Imphal branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of India Imphal branch?
The IFSC code of Bank of India, Imphal branch is BKID0005042. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0005042 valid for NEFT and RTGS?
Yes. IFSC BKID0005042 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Imphal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005042, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of India Imphal branch located?
Bank of India's Imphal branch is located at PAONA BAZAR OPP FRIENDS TALKIESPO IMPHALDISTRICT IMPHAL WEST, Imphal Manipur, Manipur.
What is the phone number of Bank of India Imphal branch?
You can reach the branch at 385-3852449164 during regular banking hours.
Final notes
To recap: BKID0005042 is the IFSC code of Bank of India, IMPHAL branch, in IMPHAL MANIPUR, MANIPUR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
