Below are the complete branch details for Bank of India, ICHALKARANJI STATION ROAD branch, located in ICHALKARANJI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0000957. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0000957 for Bank of India – ICHALKARANJI STATION ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0000957 is the IFSC of Bank of India's ICHALKARANJI STATION ROAD branch. The format is fixed: BKID = bank code, 0 = reserved, 000957 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ichalkaranji Station Road branch in Ichalkaranji, Maharashtra is part of this network and uses the IFSC code BKID0000957 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Ichalkaranji Station Road |
| IFSC Code | BKID0000957 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAGDUM SQUARE,7032/B,JANTHA CHOWK,ICHALKARANJI,TAL HATKANANGALE,DIST KOLHAPUR,MAHARASHTRA 416115 |
| City | Ichalkaranji |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 231 |
| Phone | 2640953 |
Ichalkaranji Station Road branch overview
Located at MAGDUM SQUARE,7032/B,JANTHA CHOWK,ICHALKARANJI,TAL HATKANANGALE,DIST KOLHAPUR,MAHARASHTRA 416115, the Ichalkaranji Station Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0000957 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's ICHALKARANJI STATION ROAD branch came to be assigned the code BKID0000957.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0000957, money simply cannot be routed to the ICHALKARANJI STATION ROAD branch electronically.
Products and account variants supported
Every account opened at the Ichalkaranji Station Road branch is mapped to IFSC BKID0000957 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0000957.
Products and services
Customers walking into the Ichalkaranji Station Road branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0000957
How to transfer money using IFSC BKID0000957
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000957 across all three.
How to use IFSC BKID0000957 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's ICHALKARANJI STATION ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0000957.
- Confirm the bank name auto-populates as Bank of India and the branch as ICHALKARANJI STATION ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0000957
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – ICHALKARANJI STATION ROAD, ensure your bank's portal accepts IFSC BKID0000957 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – ICHALKARANJI STATION ROAD, use IMPS. With IFSC BKID0000957 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ichalkaranji Station Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0000957:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ICHALKARANJI STATION ROAD is still linked to IFSC BKID0000957.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0000957
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – ICHALKARANJI STATION ROAD is still mapped to IFSC BKID0000957. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0000957 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Ichalkaranji Station Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0000957 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0000957 and the account number together uniquely identify the Ichalkaranji Station Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – ICHALKARANJI STATION ROAD:
- The IFSC is exactly BKID0000957 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and ICHALKARANJI STATION ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ichalkaranji Station Road branch
The branch is located at MAGDUM SQUARE,7032/B,JANTHA CHOWK,ICHALKARANJI,TAL HATKANANGALE,DIST KOLHAPUR,MAHARASHTRA 416115, which puts it inside Ichalkaranji, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Ichalkaranji Station Road branch” — the verified location pin for IFSC BKID0000957 should appear at the top of the results.
- Confirm the branch is open by calling 231-2640953 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0000957 and your account number.
Verifying IFSC BKID0000957 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0000957 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 231-2640953.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ichalkaranji Station Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0000957, however, work 24x7.
Branch address & contact
Bank of IndiaIchalkaranji Station Road Branch
MAGDUM SQUARE,7032/B,JANTHA CHOWK,ICHALKARANJI,TAL HATKANANGALE,DIST KOLHAPUR,MAHARASHTRA 416115
Ichalkaranji, Maharashtra
Phone: 231-2640953
IFSC: BKID0000957
Frequently asked questions
What is the IFSC code of Bank of India Ichalkaranji Station Road branch?
The IFSC code of Bank of India, Ichalkaranji Station Road branch is BKID0000957. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0000957 the same for all accounts at Ichalkaranji Station Road branch?
Yes. The IFSC BKID0000957 is shared by every account held at Bank of India's Ichalkaranji Station Road branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BKID0000957 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Ichalkaranji Station Road reflect within 30 minutes.
Can I use IFSC BKID0000957 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0000957 to send funds instantly.
What is the phone number of Bank of India Ichalkaranji Station Road branch?
You can reach the branch at 231-2640953 during regular banking hours.
How do I add Bank of India Ichalkaranji Station Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0000957, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ichalkaranji Station Road branch but serve different purposes.
Where is Bank of India Ichalkaranji Station Road branch located?
Bank of India's Ichalkaranji Station Road branch is located at MAGDUM SQUARE,7032/B,JANTHA CHOWK,ICHALKARANJI,TAL HATKANANGALE,DIST KOLHAPUR,MAHARASHTRA 416115, Ichalkaranji, Maharashtra.
Summary
The IFSC code BKID0000957 belongs to Bank of India's ICHALKARANJI STATION ROAD branch, located at MAGDUM SQUARE,7032/B,JANTHA CHOWK,ICHALKARANJI,TAL HATKANANGALE,DIST… in ICHALKARANJI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
