This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, BN REDDY NAGAR branch in HYDERABAD. The 11-digit IFSC BKID0001154 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the BN REDDY NAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's BN REDDY NAGAR branch, the IFSC BKID0001154 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 001154 identifies this particular branch.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Bn Reddy Nagar branch — IFSC BKID0001154 — extends the bank's services to customers in and around Hyderabad, Telangana.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Bn Reddy Nagar |
| IFSC Code | BKID0001154 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 66,DEFENCE COLONY,AIRPORT ROAD,BN REDDY NAGAR,HYDERABAD 500 070 |
| City | Hyderabad |
| District | Hyderabad |
| State | Telangana |
| STD Code | 91 |
| Phone | 9966392451 |
About the Bn Reddy Nagar branch
The Bn Reddy Nagar branch of Bank of India is situated at PLOT NO 66,DEFENCE COLONY,AIRPORT ROAD,BN REDDY NAGAR,HYDERABAD 500 070. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0001154 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BN REDDY NAGAR of Bank of India — its own 11-character IFSC. The code BKID0001154 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0001154 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bn Reddy Nagar branch is mapped to IFSC BKID0001154 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0001154.
Banking services available
The Bn Reddy Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9966392451.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0001154
How to transfer money using IFSC BKID0001154
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0001154 across all three.
NEFT to Bank of India, BN REDDY NAGAR using IFSC BKID0001154
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0001154, and confirm that the system picks up Bank of India – BN REDDY NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0001154
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – BN REDDY NAGAR, ensure your bank's portal accepts IFSC BKID0001154 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – BN REDDY NAGAR, use IMPS. With IFSC BKID0001154 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0001154 for Bank of India – BN REDDY NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0001154 | Yes – BKID0001154 | Yes – BKID0001154 |
For most retail customers crediting the Bn Reddy Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0001154
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – BN REDDY NAGAR is still mapped to IFSC BKID0001154. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0001154 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0001154
Bank of India customers can register for net banking and the bank's official mobile app once their account at the BN REDDY NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0001154 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bn Reddy Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0001154 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BKID0001154
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – BN REDDY NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0001154. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bn Reddy Nagar branch
The branch is located at PLOT NO 66,DEFENCE COLONY,AIRPORT ROAD,BN REDDY NAGAR,HYDERABAD 500 070, which puts it inside Hyderabad, the broader Hyderabad district, and the state of Telangana. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Bn Reddy Nagar branch” — the verified location pin for IFSC BKID0001154 should appear at the top of the results.
- Confirm the branch is open by calling 91-9966392451 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0001154 and your account number.
Verifying IFSC BKID0001154 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0001154 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9966392451.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bn Reddy Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0001154, however, work 24x7.
Branch address & contact
Bank of IndiaBn Reddy Nagar Branch
PLOT NO 66,DEFENCE COLONY,AIRPORT ROAD,BN REDDY NAGAR,HYDERABAD 500 070
Hyderabad, Telangana
Phone: 91-9966392451
IFSC: BKID0001154
Frequently asked questions
Where is Bank of India Bn Reddy Nagar branch located?
Bank of India's Bn Reddy Nagar branch is located at PLOT NO 66,DEFENCE COLONY,AIRPORT ROAD,BN REDDY NAGAR,HYDERABAD 500 070, Hyderabad, Telangana.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bn Reddy Nagar branch but serve different purposes.
Is IFSC BKID0001154 valid for NEFT and RTGS?
Yes. IFSC BKID0001154 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BKID0001154 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0001154 to send funds instantly.
What is the phone number of Bank of India Bn Reddy Nagar branch?
You can reach the branch at 91-9966392451 during regular banking hours.
Does Bank of India Bn Reddy Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9966392451 to confirm.
How do I add Bank of India Bn Reddy Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0001154, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BKID0001154 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Bn Reddy Nagar reflect within 30 minutes.
Final notes
To recap: BKID0001154 is the IFSC code of Bank of India, BN REDDY NAGAR branch, in HYDERABAD, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
