If you are searching for the IFSC code of Bank of India, HOSUR branch in HOSUR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is BKID0008173. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HOSUR branch, and detailed step-by-step guides for using the IFSC BKID0008173 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0008173 is the IFSC of Bank of India's HOSUR branch. The format is fixed: BKID = bank code, 0 = reserved, 008173 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Hosur |
| IFSC Code | BKID0008173 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SFNO 6901 MM REDDY COMPLEXOLD BANGALORE ROAD HOSUR |
| City | Hosur |
| District | Hosur |
| State | Tamil Nadu |
| STD Code | 4344 |
| Phone | 4344242441 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Hosur branch in Hosur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0008173.
About this branch
The branch is located at SFNO 6901 MM REDDY COMPLEXOLD BANGALORE ROAD HOSUR. It serves the Hosur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0008173 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HOSUR of Bank of India — its own 11-character IFSC. The code BKID0008173 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0008173 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0008173
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008173 across all three.
NEFT to Bank of India, HOSUR using IFSC BKID0008173
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0008173, and confirm that the system picks up Bank of India – HOSUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0008173
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – HOSUR, ensure your bank's portal accepts IFSC BKID0008173 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – HOSUR, use IMPS. With IFSC BKID0008173 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Hosur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0008173:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HOSUR is still linked to IFSC BKID0008173.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0008173
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – HOSUR is still mapped to IFSC BKID0008173. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0008173 and the beneficiary's account number to complete the transfer.
Account types you can open at the Hosur branch
Once you have an account at Bank of India – HOSUR, the IFSC BKID0008173 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Hosur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4344-4344242441.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0008173
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0008173 and the account number together uniquely identify the Hosur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Hosur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0008173 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – HOSUR:
- The IFSC is exactly BKID0008173 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and HOSUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Hosur branch
The branch is located at SFNO 6901 MM REDDY COMPLEXOLD BANGALORE ROAD HOSUR, which puts it inside Hosur, the broader Hosur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Hosur branch” — the verified location pin for IFSC BKID0008173 should appear at the top of the results.
- Confirm the branch is open by calling 4344-4344242441 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0008173 and your account number.
Verifying IFSC BKID0008173 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0008173 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4344-4344242441.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hosur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0008173, however, work 24x7.
Branch address & contact
Bank of IndiaHosur Branch
SFNO 6901 MM REDDY COMPLEXOLD BANGALORE ROAD HOSUR
Hosur, Tamil Nadu
Phone: 4344-4344242441
IFSC: BKID0008173
Frequently asked questions
What is the phone number of Bank of India Hosur branch?
You can reach the branch at 4344-4344242441 during regular banking hours.
Is IFSC BKID0008173 the same for all accounts at Hosur branch?
Yes. The IFSC BKID0008173 is shared by every account held at Bank of India's Hosur branch. Only the account number changes from customer to customer.
Does Bank of India Hosur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4344-4344242441 to confirm.
Can I use IFSC BKID0008173 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0008173 to send funds instantly.
What is the IFSC code of Bank of India Hosur branch?
The IFSC code of Bank of India, Hosur branch is BKID0008173. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hosur branch but serve different purposes.
Where is Bank of India Hosur branch located?
Bank of India's Hosur branch is located at SFNO 6901 MM REDDY COMPLEXOLD BANGALORE ROAD HOSUR, Hosur, Tamil Nadu.
Is IFSC BKID0008173 valid for NEFT and RTGS?
Yes. IFSC BKID0008173 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BKID0008173 belongs to Bank of India's HOSUR branch, located at SFNO 6901 MM REDDY COMPLEXOLD BANGALORE ROAD HOSUR in HOSUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
