This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, MPGB DOLARIA branch in HOSHANGABAD. The 11-digit IFSC BKID0MG1028 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the MPGB DOLARIA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0MG1028 is the IFSC of Bank of India's MPGB DOLARIA branch. The format is fixed: BKID = bank code, 0 = reserved, MG1028 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mpgb Dolaria branch in Hoshangabad, Madhya Pradesh is part of this network and uses the IFSC code BKID0MG1028 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Dolaria |
| IFSC Code | BKID0MG1028 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POSTDOLARIATEHSILHOSHANGABAD DISTHOSHANGABAD 461116 |
| City | Hoshangabad |
| District | Hoshangabad |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8226010097 |
About the Mpgb Dolaria branch
The Mpgb Dolaria branch of Bank of India is situated at POSTDOLARIATEHSILHOSHANGABAD DISTHOSHANGABAD 461116. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0MG1028 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MPGB DOLARIA branch came to be assigned the code BKID0MG1028.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0MG1028, money simply cannot be routed to the MPGB DOLARIA branch electronically.
Account types you can open at the Mpgb Dolaria branch
Once you have an account at Bank of India – MPGB DOLARIA, the IFSC BKID0MG1028 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Mpgb Dolaria branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0MG1028
How to transfer money using IFSC BKID0MG1028
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG1028 across all three.
How to use IFSC BKID0MG1028 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's MPGB DOLARIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0MG1028.
- Confirm the bank name auto-populates as Bank of India and the branch as MPGB DOLARIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MPGB DOLARIA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's MPGB DOLARIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0MG1028 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India MPGB DOLARIA (IFSC BKID0MG1028)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0MG1028 in your mobile or internet banking app, and the money is credited to the MPGB DOLARIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG1028 for Bank of India – MPGB DOLARIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG1028 | Yes – BKID0MG1028 | Yes – BKID0MG1028 |
For most retail customers crediting the Mpgb Dolaria branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's MPGB DOLARIA branch, the IFSC BKID0MG1028 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BKID0MG1028
Bank of India customers can register for net banking and the bank's official mobile app once their account at the MPGB DOLARIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0MG1028 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mpgb Dolaria branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0MG1028 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MPGB DOLARIA:
- The IFSC is exactly BKID0MG1028 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MPGB DOLARIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mpgb Dolaria branch sits at POSTDOLARIATEHSILHOSHANGABAD DISTHOSHANGABAD 461116. If you are travelling from outside Hoshangabad, search for the branch on a maps application using the bank name and locality, or call 91-8226010097 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0MG1028 and your account number.
Verifying IFSC BKID0MG1028 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG1028 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8226010097.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mpgb Dolaria branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0MG1028, however, work 24x7.
Branch address & contact
Bank of IndiaMpgb Dolaria Branch
POSTDOLARIATEHSILHOSHANGABAD DISTHOSHANGABAD 461116
Hoshangabad, Madhya Pradesh
Phone: 91-8226010097
IFSC: BKID0MG1028
Frequently asked questions
Does Bank of India Mpgb Dolaria branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8226010097 to confirm.
What is the phone number of Bank of India Mpgb Dolaria branch?
You can reach the branch at 91-8226010097 during regular banking hours.
What is the IFSC code of Bank of India Mpgb Dolaria branch?
The IFSC code of Bank of India, Mpgb Dolaria branch is BKID0MG1028. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of India Mpgb Dolaria branch located?
Bank of India's Mpgb Dolaria branch is located at POSTDOLARIATEHSILHOSHANGABAD DISTHOSHANGABAD 461116, Hoshangabad, Madhya Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mpgb Dolaria branch but serve different purposes.
Is IFSC BKID0MG1028 the same for all accounts at Mpgb Dolaria branch?
Yes. The IFSC BKID0MG1028 is shared by every account held at Bank of India's Mpgb Dolaria branch. Only the account number changes from customer to customer.
How do I add Bank of India Mpgb Dolaria as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG1028, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BKID0MG1028 belongs to Bank of India's MPGB DOLARIA branch, located at POSTDOLARIATEHSILHOSHANGABAD DISTHOSHANGABAD 461116 in HOSHANGABAD, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
