If you are searching for the IFSC code of Bank of India, HARIJ branch in HARIJ, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BKID0002222. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HARIJ branch, and detailed step-by-step guides for using the IFSC BKID0002222 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – HARIJ is BKID0002222. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002222 map to this branch in HARIJ, GUJARAT.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Harij |
| IFSC Code | BKID0002222 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HARIJ BRANCH VEDANT ARCADE MAIN BAZARTA HARIJ DIST PATAN GUJARAT PIN 384 240 |
| City | Harij |
| District | Harij |
| State | Gujarat |
| STD Code | 2733 |
| Phone | 2733222125 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Harij branch in Harij, Gujarat is part of this network and uses the IFSC code BKID0002222 for all electronic settlement.
Harij branch overview
Located at HARIJ BRANCH VEDANT ARCADE MAIN BAZARTA HARIJ DIST PATAN GUJARAT PIN 384 240, the Harij branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0002222 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's HARIJ branch came to be assigned the code BKID0002222.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0002222, money simply cannot be routed to the HARIJ branch electronically.
How to transfer money using IFSC BKID0002222
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0002222 across all three.
NEFT to Bank of India, HARIJ using IFSC BKID0002222
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0002222, and confirm that the system picks up Bank of India – HARIJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HARIJ
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's HARIJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0002222 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – HARIJ, use IMPS. With IFSC BKID0002222 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0002222 for Bank of India – HARIJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0002222 | Yes – BKID0002222 | Yes – BKID0002222 |
For most retail customers crediting the Harij branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0002222
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – HARIJ is still mapped to IFSC BKID0002222. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0002222 and the beneficiary's account number to complete the transfer.
Account types you can open at the Harij branch
Once you have an account at Bank of India – HARIJ, the IFSC BKID0002222 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Harij branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0002222
MICR & cheque-truncation details
Cheques drawn on the Harij branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0002222 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BKID0002222
Bank of India customers can register for net banking and the bank's official mobile app once their account at the HARIJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0002222 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – HARIJ:
- The IFSC is exactly BKID0002222 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and HARIJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Harij branch
The branch is located at HARIJ BRANCH VEDANT ARCADE MAIN BAZARTA HARIJ DIST PATAN GUJARAT PIN 384 240, which puts it inside Harij, the broader Harij district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Harij branch” — the verified location pin for IFSC BKID0002222 should appear at the top of the results.
- Confirm the branch is open by calling 2733-2733222125 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0002222 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0002222 for Bank of India – HARIJ, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Harij are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0002222 continue to work without interruption.
Branch address & contact
Bank of IndiaHarij Branch
HARIJ BRANCH VEDANT ARCADE MAIN BAZARTA HARIJ DIST PATAN GUJARAT PIN 384 240
Harij, Gujarat
Phone: 2733-2733222125
IFSC: BKID0002222
Frequently asked questions
How do I add Bank of India Harij as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0002222, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0002222 the same for all accounts at Harij branch?
Yes. The IFSC BKID0002222 is shared by every account held at Bank of India's Harij branch. Only the account number changes from customer to customer.
What is the phone number of Bank of India Harij branch?
You can reach the branch at 2733-2733222125 during regular banking hours.
Is IFSC BKID0002222 valid for NEFT and RTGS?
Yes. IFSC BKID0002222 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of India Harij branch located?
Bank of India's Harij branch is located at HARIJ BRANCH VEDANT ARCADE MAIN BAZARTA HARIJ DIST PATAN GUJARAT PIN 384 240, Harij, Gujarat.
How quickly will an NEFT transfer using BKID0002222 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Harij reflect within 30 minutes.
Can I use IFSC BKID0002222 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0002222 to send funds instantly.
Summary
The IFSC code BKID0002222 belongs to Bank of India's HARIJ branch, located at HARIJ BRANCH VEDANT ARCADE MAIN BAZARTA HARIJ DIST PATAN GUJARAT PIN 384 240 in HARIJ, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
