If you are searching for the IFSC code of Bank of India, MPGB TIMARNI branch in HARDA, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BKID0MG1014. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MPGB TIMARNI branch, and detailed step-by-step guides for using the IFSC BKID0MG1014 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's MPGB TIMARNI branch, the IFSC BKID0MG1014 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and MG1014 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Timarni |
| IFSC Code | BKID0MG1014 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POSTTEHSIL TIMARANI DIST HARDA 461228 |
| City | Harda |
| District | Harda |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8226010140 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Mpgb Timarni branch — IFSC BKID0MG1014 — extends the bank's services to customers in and around Harda, Madhya Pradesh.
About the Mpgb Timarni branch
The Mpgb Timarni branch of Bank of India is situated at POSTTEHSIL TIMARANI DIST HARDA 461228. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0MG1014 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MPGB TIMARNI branch came to be assigned the code BKID0MG1014.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0MG1014, money simply cannot be routed to the MPGB TIMARNI branch electronically.
How to transfer money using IFSC BKID0MG1014
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG1014 across all three.
How to use IFSC BKID0MG1014 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's MPGB TIMARNI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0MG1014.
- Confirm the bank name auto-populates as Bank of India and the branch as MPGB TIMARNI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0MG1014
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MPGB TIMARNI, ensure your bank's portal accepts IFSC BKID0MG1014 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB TIMARNI, use IMPS. With IFSC BKID0MG1014 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG1014 for Bank of India – MPGB TIMARNI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG1014 | Yes – BKID0MG1014 | Yes – BKID0MG1014 |
For most retail customers crediting the Mpgb Timarni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's MPGB TIMARNI branch, the IFSC BKID0MG1014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mpgb Timarni branch is mapped to IFSC BKID0MG1014 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG1014.
Products and services
Customers walking into the Mpgb Timarni branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0MG1014
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0MG1014 and the account number together uniquely identify the Mpgb Timarni branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Mpgb Timarni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0MG1014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MPGB TIMARNI:
- The IFSC is exactly BKID0MG1014 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MPGB TIMARNI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mpgb Timarni branch
The branch is located at POSTTEHSIL TIMARANI DIST HARDA 461228, which puts it inside Harda, the broader Harda district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Mpgb Timarni branch” — the verified location pin for IFSC BKID0MG1014 should appear at the top of the results.
- Confirm the branch is open by calling 91-8226010140 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0MG1014 and your account number.
Verifying IFSC BKID0MG1014 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG1014 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8226010140.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mpgb Timarni branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0MG1014, however, work 24x7.
Branch address & contact
Bank of IndiaMpgb Timarni Branch
POSTTEHSIL TIMARANI DIST HARDA 461228
Harda, Madhya Pradesh
Phone: 91-8226010140
IFSC: BKID0MG1014
Frequently asked questions
Can I use IFSC BKID0MG1014 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG1014 to send funds instantly.
How quickly will an NEFT transfer using BKID0MG1014 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Mpgb Timarni reflect within 30 minutes.
Does Bank of India Mpgb Timarni branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8226010140 to confirm.
What is the phone number of Bank of India Mpgb Timarni branch?
You can reach the branch at 91-8226010140 during regular banking hours.
What is the IFSC code of Bank of India Mpgb Timarni branch?
The IFSC code of Bank of India, Mpgb Timarni branch is BKID0MG1014. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0MG1014 the same for all accounts at Mpgb Timarni branch?
Yes. The IFSC BKID0MG1014 is shared by every account held at Bank of India's Mpgb Timarni branch. Only the account number changes from customer to customer.
How do I add Bank of India Mpgb Timarni as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG1014, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BKID0MG1014 belongs to Bank of India's MPGB TIMARNI branch, located at POSTTEHSIL TIMARANI DIST HARDA 461228 in HARDA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
