Use this page as a one-stop reference for everything related to Bank of India's HALVAD branch in HALVAD DIST SURENDRANAGAR, GUJARAT. The branch's IFSC code BKID0002092 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's HALVAD branch, the IFSC BKID0002092 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 002092 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Halvad |
| IFSC Code | BKID0002092 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK OF INDIA CO ISHWARBHAI S PATEL NEARBOB OFFICE ROAD BH SBI BANK |
| City | Halvad Dist Surendranagar |
| District | Halvad Dist Surendranagar |
| State | Gujarat |
| STD Code | 2758 |
| Phone | 2758261202 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Halvad branch — IFSC BKID0002092 — extends the bank's services to customers in and around Halvad Dist Surendranagar, Gujarat.
About this branch
The branch is located at BANK OF INDIA CO ISHWARBHAI S PATEL NEARBOB OFFICE ROAD BH SBI BANK. It serves the Halvad Dist Surendranagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0002092 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's HALVAD branch came to be assigned the code BKID0002092.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0002092, money simply cannot be routed to the HALVAD branch electronically.
How to transfer money using IFSC BKID0002092
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0002092 across all three.
NEFT to Bank of India, HALVAD using IFSC BKID0002092
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0002092, and confirm that the system picks up Bank of India – HALVAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0002092
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – HALVAD, ensure your bank's portal accepts IFSC BKID0002092 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India HALVAD (IFSC BKID0002092)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0002092 in your mobile or internet banking app, and the money is credited to the HALVAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Halvad
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0002092:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HALVAD is still linked to IFSC BKID0002092.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0002092
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – HALVAD is still mapped to IFSC BKID0002092. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0002092 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Halvad branch is mapped to IFSC BKID0002092 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0002092.
Banking services available
The Halvad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2758-2758261202.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0002092
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0002092 and the account number together uniquely identify the Halvad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0002092
Bank of India customers can register for net banking and the bank's official mobile app once their account at the HALVAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0002092 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BKID0002092
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – HALVAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0002092. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Halvad branch sits at BANK OF INDIA CO ISHWARBHAI S PATEL NEARBOB OFFICE ROAD BH SBI BANK. If you are travelling from outside Halvad Dist Surendranagar, search for the branch on a maps application using the bank name and locality, or call 2758-2758261202 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0002092 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0002092 for Bank of India – HALVAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Halvad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0002092, however, work 24x7.
Branch address & contact
Bank of IndiaHalvad Branch
BANK OF INDIA CO ISHWARBHAI S PATEL NEARBOB OFFICE ROAD BH SBI BANK
Halvad Dist Surendranagar, Gujarat
Phone: 2758-2758261202
IFSC: BKID0002092
Frequently asked questions
What is the IFSC code of Bank of India Halvad branch?
The IFSC code of Bank of India, Halvad branch is BKID0002092. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Halvad branch but serve different purposes.
Is IFSC BKID0002092 the same for all accounts at Halvad branch?
Yes. The IFSC BKID0002092 is shared by every account held at Bank of India's Halvad branch. Only the account number changes from customer to customer.
What is the phone number of Bank of India Halvad branch?
You can reach the branch at 2758-2758261202 during regular banking hours.
Is IFSC BKID0002092 valid for NEFT and RTGS?
Yes. IFSC BKID0002092 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Halvad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0002092, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Halvad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2758-2758261202 to confirm.
How quickly will an NEFT transfer using BKID0002092 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Halvad reflect within 30 minutes.
Summary
The IFSC code BKID0002092 belongs to Bank of India's HALVAD branch, located at BANK OF INDIA CO ISHWARBHAI S PATEL NEARBOB OFFICE ROAD BH SBI BANK in HALVAD DIST SURENDRANAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
