If you are searching for the IFSC code of Bank of India, HALOL branch in HALOL, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BKID0002084. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HALOL branch, and detailed step-by-step guides for using the IFSC BKID0002084 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – HALOL is BKID0002084. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002084 map to this branch in HALOL, GUJARAT.
About Bank of India
Bank of India operates a wide network of branches across India, including the Halol branch in Halol. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0002084.
Halol branch overview
Located at SHYAM SHARAD COMPLEXIST FLOOR OPP ST BUS STAND BARODA ROAD, the Halol branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0002084 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Halol |
| IFSC Code | BKID0002084 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHYAM SHARAD COMPLEXIST FLOOR OPP ST BUS STAND BARODA ROAD |
| City | Halol |
| District | Halol |
| State | Gujarat |
| STD Code | 2676 |
| Phone | 2676224242 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HALOL of Bank of India — its own 11-character IFSC. The code BKID0002084 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0002084 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Halol branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0002084 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0002084
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0002084 across all three.
How to use IFSC BKID0002084 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's HALOL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0002084.
- Confirm the bank name auto-populates as Bank of India and the branch as HALOL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0002084
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – HALOL, ensure your bank's portal accepts IFSC BKID0002084 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India HALOL (IFSC BKID0002084)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0002084 in your mobile or internet banking app, and the money is credited to the HALOL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0002084 for Bank of India – HALOL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0002084 | Yes – BKID0002084 | Yes – BKID0002084 |
For most retail customers crediting the Halol branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0002084
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – HALOL is still mapped to IFSC BKID0002084. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0002084 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Halol branch is mapped to IFSC BKID0002084 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0002084.
Products and services
Customers walking into the Halol branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0002084
Digital banking channels
Most day-to-day work that customers used to do at the Halol branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0002084 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Halol branch
The branch is located at SHYAM SHARAD COMPLEXIST FLOOR OPP ST BUS STAND BARODA ROAD, which puts it inside Halol, the broader Halol district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Halol branch” — the verified location pin for IFSC BKID0002084 should appear at the top of the results.
- Confirm the branch is open by calling 2676-2676224242 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0002084 and your account number.
Common mistakes to avoid when using IFSC BKID0002084
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – HALOL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0002084. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Halol branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0002084, however, work 24x7.
Verifying IFSC BKID0002084 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0002084 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2676-2676224242.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaHalol Branch
SHYAM SHARAD COMPLEXIST FLOOR OPP ST BUS STAND BARODA ROAD
Halol, Gujarat
Phone: 2676-2676224242
IFSC: BKID0002084
Frequently asked questions
Where is Bank of India Halol branch located?
Bank of India's Halol branch is located at SHYAM SHARAD COMPLEXIST FLOOR OPP ST BUS STAND BARODA ROAD, Halol, Gujarat.
How do I add Bank of India Halol as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0002084, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0002084 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0002084 to send funds instantly.
Is IFSC BKID0002084 valid for NEFT and RTGS?
Yes. IFSC BKID0002084 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of India Halol branch?
You can reach the branch at 2676-2676224242 during regular banking hours.
Does Bank of India Halol branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2676-2676224242 to confirm.
Summary
The IFSC code BKID0002084 belongs to Bank of India's HALOL branch, located at SHYAM SHARAD COMPLEXIST FLOOR OPP ST BUS STAND BARODA ROAD in HALOL, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
