If you are searching for the IFSC code of Bank of India, KHANAPARA branch in GUWAHATI, ASSAM, this page has every detail you need. The verified IFSC code for this branch is BKID0005009. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHANAPARA branch, and detailed step-by-step guides for using the IFSC BKID0005009 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's KHANAPARA branch, the IFSC BKID0005009 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 005009 identifies this particular branch.
About Bank of India
Bank of India operates a wide network of branches across India, including the Khanapara branch in Guwahati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005009.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Khanapara |
| IFSC Code | BKID0005009 |
| MICR Code | Refer to cheque leaf |
| Branch Address | V I P ROAD CHACHALGUWAHATI |
| City | Guwahati |
| District | Guwahati |
| State | Assam |
| STD Code | 361 |
| Phone | 9706634589 |
About this branch
The branch is located at V I P ROAD CHACHALGUWAHATI. It serves the Guwahati region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0005009 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's KHANAPARA branch came to be assigned the code BKID0005009.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005009, money simply cannot be routed to the KHANAPARA branch electronically.
Products and account variants supported
Every account opened at the Khanapara branch is mapped to IFSC BKID0005009 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005009.
Banking services available
The Khanapara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 361-9706634589.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005009
How to transfer money using IFSC BKID0005009
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005009 across all three.
How to use IFSC BKID0005009 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's KHANAPARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0005009.
- Confirm the bank name auto-populates as Bank of India and the branch as KHANAPARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0005009
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – KHANAPARA, ensure your bank's portal accepts IFSC BKID0005009 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India KHANAPARA (IFSC BKID0005009)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005009 in your mobile or internet banking app, and the money is credited to the KHANAPARA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Khanapara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0005009:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHANAPARA is still linked to IFSC BKID0005009.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's KHANAPARA branch, the IFSC BKID0005009 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Khanapara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005009 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Khanapara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005009 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BKID0005009
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – KHANAPARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005009. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Khanapara branch
The branch is located at V I P ROAD CHACHALGUWAHATI, which puts it inside Guwahati, the broader Guwahati district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Khanapara branch” — the verified location pin for IFSC BKID0005009 should appear at the top of the results.
- Confirm the branch is open by calling 361-9706634589 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005009 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0005009 for Bank of India – KHANAPARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Khanapara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005009 continue to work without interruption.
Branch address & contact
Bank of IndiaKhanapara Branch
V I P ROAD CHACHALGUWAHATI
Guwahati, Assam
Phone: 361-9706634589
IFSC: BKID0005009
Frequently asked questions
Can I use IFSC BKID0005009 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005009 to send funds instantly.
How do I add Bank of India Khanapara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005009, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of India Khanapara branch located?
Bank of India's Khanapara branch is located at V I P ROAD CHACHALGUWAHATI, Guwahati, Assam.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khanapara branch but serve different purposes.
What is the phone number of Bank of India Khanapara branch?
You can reach the branch at 361-9706634589 during regular banking hours.
Is IFSC BKID0005009 valid for NEFT and RTGS?
Yes. IFSC BKID0005009 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BKID0005009 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Khanapara reflect within 30 minutes.
What is the IFSC code of Bank of India Khanapara branch?
The IFSC code of Bank of India, Khanapara branch is BKID0005009. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BKID0005009 belongs to Bank of India's KHANAPARA branch, located at V I P ROAD CHACHALGUWAHATI in GUWAHATI, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
