Use this page as a one-stop reference for everything related to Bank of India's SOUTHERN PERIPHERAL ROAD branch in GURGAON, HARYANA. The branch's IFSC code BKID0006786 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – SOUTHERN PERIPHERAL ROAD is BKID0006786. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006786 map to this branch in GURGAON, HARYANA.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Southern Peripheral Road |
| IFSC Code | BKID0006786 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO A1 14,15,16,17,18,19,GROUND FLOOR,TOWER A1 SUNCITY AVENUE,76 SP ROAD GURGAON,HARYANA 122002 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 91 |
| Phone | 9896573447 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Southern Peripheral Road branch in Gurgaon, Haryana is part of this network and uses the IFSC code BKID0006786 for all electronic settlement.
About the Southern Peripheral Road branch
The Southern Peripheral Road branch of Bank of India is situated at SHOP NO A1 14,15,16,17,18,19,GROUND FLOOR,TOWER A1 SUNCITY AVENUE,76 SP ROAD GURGAON,HARYANA 122002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0006786 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SOUTHERN PERIPHERAL ROAD of Bank of India — its own 11-character IFSC. The code BKID0006786 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0006786 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0006786
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0006786 across all three.
NEFT to Bank of India, SOUTHERN PERIPHERAL ROAD using IFSC BKID0006786
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0006786, and confirm that the system picks up Bank of India – SOUTHERN PERIPHERAL ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SOUTHERN PERIPHERAL ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's SOUTHERN PERIPHERAL ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0006786 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – SOUTHERN PERIPHERAL ROAD, use IMPS. With IFSC BKID0006786 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0006786 for Bank of India – SOUTHERN PERIPHERAL ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0006786 | Yes – BKID0006786 | Yes – BKID0006786 |
For most retail customers crediting the Southern Peripheral Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0006786
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – SOUTHERN PERIPHERAL ROAD is still mapped to IFSC BKID0006786. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0006786 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Southern Peripheral Road branch is mapped to IFSC BKID0006786 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0006786.
Products and services
Customers walking into the Southern Peripheral Road branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0006786
MICR & cheque-truncation details
Cheques drawn on the Southern Peripheral Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0006786 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BKID0006786
Bank of India customers can register for net banking and the bank's official mobile app once their account at the SOUTHERN PERIPHERAL ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0006786 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BKID0006786
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – SOUTHERN PERIPHERAL ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0006786. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Southern Peripheral Road branch sits at SHOP NO A1 14,15,16,17,18,19,GROUND FLOOR,TOWER A1 SUNCITY AVENUE,76 SP ROAD GURGAON,HARYANA 122002. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call 91-9896573447 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0006786 and your account number.
Verifying IFSC BKID0006786 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0006786 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9896573447.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Southern Peripheral Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0006786, however, work 24x7.
Branch address & contact
Bank of IndiaSouthern Peripheral Road Branch
SHOP NO A1 14,15,16,17,18,19,GROUND FLOOR,TOWER A1 SUNCITY AVENUE,76 SP ROAD GURGAON,HARYANA 122002
Gurgaon, Haryana
Phone: 91-9896573447
IFSC: BKID0006786
Frequently asked questions
How do I add Bank of India Southern Peripheral Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0006786, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of India Southern Peripheral Road branch?
The IFSC code of Bank of India, Southern Peripheral Road branch is BKID0006786. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BKID0006786 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Southern Peripheral Road reflect within 30 minutes.
Where is Bank of India Southern Peripheral Road branch located?
Bank of India's Southern Peripheral Road branch is located at SHOP NO A1 14,15,16,17,18,19,GROUND FLOOR,TOWER A1 SUNCITY AVENUE,76 SP ROAD GURGAON,HARYANA 122002, Gurgaon, Haryana.
Is IFSC BKID0006786 valid for NEFT and RTGS?
Yes. IFSC BKID0006786 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BKID0006786 the same for all accounts at Southern Peripheral Road branch?
Yes. The IFSC BKID0006786 is shared by every account held at Bank of India's Southern Peripheral Road branch. Only the account number changes from customer to customer.
Does Bank of India Southern Peripheral Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9896573447 to confirm.
Can I use IFSC BKID0006786 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0006786 to send funds instantly.
Final notes
To recap: BKID0006786 is the IFSC code of Bank of India, SOUTHERN PERIPHERAL ROAD branch, in GURGAON, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
