This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, NSC BOSE RLY STATION branch in GOMOH DIST DHANBAD. The 11-digit IFSC BKID0004778 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the NSC BOSE RLY STATION location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0004778 is the IFSC of Bank of India's NSC BOSE RLY STATION branch. The format is fixed: BKID = bank code, 0 = reserved, 004778 = branch identifier.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Nsc Bose Rly Station branch — IFSC BKID0004778 — extends the bank's services to customers in and around Gomoh Dist Dhanbad, Jharkhand.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Nsc Bose Rly Station |
| IFSC Code | BKID0004778 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NETAJI SUBHASH CHANDRA BOSE RLY STATIONGOMOH |
| City | Gomoh Dist Dhanbad |
| District | Gomoh Dist Dhanbad |
| State | Jharkhand |
| STD Code | 2473 |
| Phone | 473176 |
About this branch
The branch is located at NETAJI SUBHASH CHANDRA BOSE RLY STATIONGOMOH. It serves the Gomoh Dist Dhanbad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0004778 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's NSC BOSE RLY STATION branch came to be assigned the code BKID0004778.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004778, money simply cannot be routed to the NSC BOSE RLY STATION branch electronically.
Products and account variants supported
Every account opened at the Nsc Bose Rly Station branch is mapped to IFSC BKID0004778 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0004778.
Banking services available
The Nsc Bose Rly Station branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2473-473176.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0004778
How to transfer money using IFSC BKID0004778
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004778 across all three.
How to use IFSC BKID0004778 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's NSC BOSE RLY STATION branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0004778.
- Confirm the bank name auto-populates as Bank of India and the branch as NSC BOSE RLY STATION.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0004778
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – NSC BOSE RLY STATION, ensure your bank's portal accepts IFSC BKID0004778 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India NSC BOSE RLY STATION (IFSC BKID0004778)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004778 in your mobile or internet banking app, and the money is credited to the NSC BOSE RLY STATION branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0004778 for Bank of India – NSC BOSE RLY STATION, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0004778 | Yes – BKID0004778 | Yes – BKID0004778 |
For most retail customers crediting the Nsc Bose Rly Station branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's NSC BOSE RLY STATION branch, the IFSC BKID0004778 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Nsc Bose Rly Station branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0004778 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0004778 and the account number together uniquely identify the Nsc Bose Rly Station branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – NSC BOSE RLY STATION:
- The IFSC is exactly BKID0004778 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and NSC BOSE RLY STATION as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nsc Bose Rly Station branch
The branch is located at NETAJI SUBHASH CHANDRA BOSE RLY STATIONGOMOH, which puts it inside Gomoh Dist Dhanbad, the broader Gomoh Dist Dhanbad district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Nsc Bose Rly Station branch” — the verified location pin for IFSC BKID0004778 should appear at the top of the results.
- Confirm the branch is open by calling 2473-473176 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0004778 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0004778 for Bank of India – NSC BOSE RLY STATION, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nsc Bose Rly Station branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0004778, however, work 24x7.
Branch address & contact
Bank of IndiaNsc Bose Rly Station Branch
NETAJI SUBHASH CHANDRA BOSE RLY STATIONGOMOH
Gomoh Dist Dhanbad, Jharkhand
Phone: 2473-473176
IFSC: BKID0004778
Frequently asked questions
What is the phone number of Bank of India Nsc Bose Rly Station branch?
You can reach the branch at 2473-473176 during regular banking hours.
How quickly will an NEFT transfer using BKID0004778 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Nsc Bose Rly Station reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nsc Bose Rly Station branch but serve different purposes.
Can I use IFSC BKID0004778 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004778 to send funds instantly.
Where is Bank of India Nsc Bose Rly Station branch located?
Bank of India's Nsc Bose Rly Station branch is located at NETAJI SUBHASH CHANDRA BOSE RLY STATIONGOMOH, Gomoh Dist Dhanbad, Jharkhand.
How do I add Bank of India Nsc Bose Rly Station as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004778, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0004778 the same for all accounts at Nsc Bose Rly Station branch?
Yes. The IFSC BKID0004778 is shared by every account held at Bank of India's Nsc Bose Rly Station branch. Only the account number changes from customer to customer.
Is IFSC BKID0004778 valid for NEFT and RTGS?
Yes. IFSC BKID0004778 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BKID0004778 is the IFSC code of Bank of India, NSC BOSE RLY STATION branch, in GOMOH DIST DHANBAD, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
