Below are the complete branch details for Bank of India, GOLABARI branch, located in GOLABARI DIST TWENTY FOUR PARAGANS NORTH, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is BKID0004245. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0004245 for Bank of India – GOLABARI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's GOLABARI branch, the IFSC BKID0004245 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 004245 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Golabari |
| IFSC Code | BKID0004245 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TAKI ROAD POST GOLABARI BAZAZRVIA BARASAT DIST 24 PARGANAS NORTH |
| City | Golabari Dist Twenty Four Paragans North |
| District | Golabari Dist Twenty Four Paragans North |
| State | West Bengal |
| STD Code | 3216 |
| Phone | 3216250679 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Golabari branch in Golabari Dist Twenty Four Paragans North, West Bengal is part of this network and uses the IFSC code BKID0004245 for all electronic settlement.
About the Golabari branch
The Golabari branch of Bank of India is situated at TAKI ROAD POST GOLABARI BAZAZRVIA BARASAT DIST 24 PARGANAS NORTH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0004245 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's GOLABARI branch came to be assigned the code BKID0004245.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004245, money simply cannot be routed to the GOLABARI branch electronically.
How to transfer money using IFSC BKID0004245
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004245 across all three.
NEFT to Bank of India, GOLABARI using IFSC BKID0004245
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004245, and confirm that the system picks up Bank of India – GOLABARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0004245
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – GOLABARI, ensure your bank's portal accepts IFSC BKID0004245 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India GOLABARI (IFSC BKID0004245)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004245 in your mobile or internet banking app, and the money is credited to the GOLABARI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0004245 for Bank of India – GOLABARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0004245 | Yes – BKID0004245 | Yes – BKID0004245 |
For most retail customers crediting the Golabari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's GOLABARI branch, the IFSC BKID0004245 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Golabari branch
Once you have an account at Bank of India – GOLABARI, the IFSC BKID0004245 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Golabari branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3216-3216250679.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0004245
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0004245 and the account number together uniquely identify the Golabari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0004245
Bank of India customers can register for net banking and the bank's official mobile app once their account at the GOLABARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0004245 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – GOLABARI:
- The IFSC is exactly BKID0004245 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and GOLABARI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Golabari branch
The branch is located at TAKI ROAD POST GOLABARI BAZAZRVIA BARASAT DIST 24 PARGANAS NORTH, which puts it inside Golabari Dist Twenty Four Paragans North, the broader Golabari Dist Twenty Four Paragans North district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Golabari branch” — the verified location pin for IFSC BKID0004245 should appear at the top of the results.
- Confirm the branch is open by calling 3216-3216250679 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0004245 and your account number.
Verifying IFSC BKID0004245 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0004245 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3216-3216250679.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Golabari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004245 continue to work without interruption.
Branch address & contact
Bank of IndiaGolabari Branch
TAKI ROAD POST GOLABARI BAZAZRVIA BARASAT DIST 24 PARGANAS NORTH
Golabari Dist Twenty Four Paragans North, West Bengal
Phone: 3216-3216250679
IFSC: BKID0004245
Frequently asked questions
Does Bank of India Golabari branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3216-3216250679 to confirm.
Is IFSC BKID0004245 valid for NEFT and RTGS?
Yes. IFSC BKID0004245 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BKID0004245 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004245 to send funds instantly.
Where is Bank of India Golabari branch located?
Bank of India's Golabari branch is located at TAKI ROAD POST GOLABARI BAZAZRVIA BARASAT DIST 24 PARGANAS NORTH, Golabari Dist Twenty Four Paragans North, West Bengal.
How do I add Bank of India Golabari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004245, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BKID0004245 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Golabari reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Golabari branch but serve different purposes.
Summary
The IFSC code BKID0004245 belongs to Bank of India's GOLABARI branch, located at TAKI ROAD POST GOLABARI BAZAZRVIA BARASAT DIST 24 PARGANAS NORTH in GOLABARI DIST TWENTY FOUR PARAGANS NORTH, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
