Below are the complete branch details for Bank of India, SANKUDA branch, located in GANJAM, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0005147. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0005147 for Bank of India – SANKUDA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – SANKUDA is BKID0005147. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005147 map to this branch in GANJAM, ODISHA.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Sankuda |
| IFSC Code | BKID0005147 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BHARAT NIRMAN RAJIV GANDHI SEVA KENDRA SANKUDA GRAM PANCHAYAT OFFICE AT PO SANKUDA 761035 |
| City | Ganjam |
| District | Ganjam |
| State | Odisha |
| STD Code | 6810 |
| Phone | 8280024492 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Sankuda branch in Ganjam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005147.
About the Sankuda branch
The Sankuda branch of Bank of India is situated at BHARAT NIRMAN RAJIV GANDHI SEVA KENDRA SANKUDA GRAM PANCHAYAT OFFICE AT PO SANKUDA 761035. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0005147 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANKUDA of Bank of India — its own 11-character IFSC. The code BKID0005147 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0005147 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0005147
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005147 across all three.
NEFT to Bank of India, SANKUDA using IFSC BKID0005147
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005147, and confirm that the system picks up Bank of India – SANKUDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0005147
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – SANKUDA, ensure your bank's portal accepts IFSC BKID0005147 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – SANKUDA, use IMPS. With IFSC BKID0005147 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sankuda
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0005147:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANKUDA is still linked to IFSC BKID0005147.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's SANKUDA branch, the IFSC BKID0005147 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sankuda branch is mapped to IFSC BKID0005147 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005147.
Banking services available
The Sankuda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6810-8280024492.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005147
MICR & cheque-truncation details
Cheques drawn on the Sankuda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005147 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sankuda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005147 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – SANKUDA:
- The IFSC is exactly BKID0005147 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and SANKUDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sankuda branch sits at BHARAT NIRMAN RAJIV GANDHI SEVA KENDRA SANKUDA GRAM PANCHAYAT OFFICE AT PO SANKUDA 761035. If you are travelling from outside Ganjam, search for the branch on a maps application using the bank name and locality, or call 6810-8280024492 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005147 and your account number.
Verifying IFSC BKID0005147 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005147 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6810-8280024492.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sankuda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005147 continue to work without interruption.
Branch address & contact
Bank of IndiaSankuda Branch
BHARAT NIRMAN RAJIV GANDHI SEVA KENDRA SANKUDA GRAM PANCHAYAT OFFICE AT PO SANKUDA 761035
Ganjam, Odisha
Phone: 6810-8280024492
IFSC: BKID0005147
Frequently asked questions
Can I use IFSC BKID0005147 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005147 to send funds instantly.
What is the IFSC code of Bank of India Sankuda branch?
The IFSC code of Bank of India, Sankuda branch is BKID0005147. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0005147 the same for all accounts at Sankuda branch?
Yes. The IFSC BKID0005147 is shared by every account held at Bank of India's Sankuda branch. Only the account number changes from customer to customer.
Is IFSC BKID0005147 valid for NEFT and RTGS?
Yes. IFSC BKID0005147 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of India Sankuda branch located?
Bank of India's Sankuda branch is located at BHARAT NIRMAN RAJIV GANDHI SEVA KENDRA SANKUDA GRAM PANCHAYAT OFFICE AT PO SANKUDA 761035, Ganjam, Odisha.
How quickly will an NEFT transfer using BKID0005147 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Sankuda reflect within 30 minutes.
Summary
The IFSC code BKID0005147 belongs to Bank of India's SANKUDA branch, located at BHARAT NIRMAN RAJIV GANDHI SEVA KENDRA SANKUDA GRAM PANCHAYAT OFFICE AT PO… in GANJAM, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
