Below are the complete branch details for Bank of India, ASKA branch, located in GANJAM, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0005596. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0005596 for Bank of India – ASKA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005596 is the IFSC of Bank of India's ASKA branch. The format is fixed: BKID = bank code, 0 = reserved, 005596 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Aska |
| IFSC Code | BKID0005596 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KALINGA ROADNEAR BIJU PATTNAIKJUNCTIONATPO ASKADIST GANJAM |
| City | Ganjam |
| District | Ganjam |
| State | Odisha |
| STD Code | 6822 |
| Phone | 6822271290 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Aska branch in Ganjam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005596.
Aska branch overview
Located at KALINGA ROADNEAR BIJU PATTNAIKJUNCTIONATPO ASKADIST GANJAM, the Aska branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0005596 is required for all interbank electronic transfers routed through this branch.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ASKA of Bank of India — its own 11-character IFSC. The code BKID0005596 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0005596 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0005596
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005596 across all three.
NEFT to Bank of India, ASKA using IFSC BKID0005596
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005596, and confirm that the system picks up Bank of India – ASKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ASKA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's ASKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005596 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India ASKA (IFSC BKID0005596)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005596 in your mobile or internet banking app, and the money is credited to the ASKA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005596 for Bank of India – ASKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005596 | Yes – BKID0005596 | Yes – BKID0005596 |
For most retail customers crediting the Aska branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's ASKA branch, the IFSC BKID0005596 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Aska branch is mapped to IFSC BKID0005596 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005596.
Products and services
Customers walking into the Aska branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0005596
MICR & cheque-truncation details
Cheques drawn on the Aska branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005596 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BKID0005596
Bank of India customers can register for net banking and the bank's official mobile app once their account at the ASKA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005596 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – ASKA:
- The IFSC is exactly BKID0005596 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and ASKA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Aska branch sits at KALINGA ROADNEAR BIJU PATTNAIKJUNCTIONATPO ASKADIST GANJAM. If you are travelling from outside Ganjam, search for the branch on a maps application using the bank name and locality, or call 6822-6822271290 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005596 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0005596 for Bank of India – ASKA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Aska branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005596, however, work 24x7.
Branch address & contact
Bank of IndiaAska Branch
KALINGA ROADNEAR BIJU PATTNAIKJUNCTIONATPO ASKADIST GANJAM
Ganjam, Odisha
Phone: 6822-6822271290
IFSC: BKID0005596
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Aska branch but serve different purposes.
What is the phone number of Bank of India Aska branch?
You can reach the branch at 6822-6822271290 during regular banking hours.
Is IFSC BKID0005596 valid for NEFT and RTGS?
Yes. IFSC BKID0005596 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Aska as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005596, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of India Aska branch located?
Bank of India's Aska branch is located at KALINGA ROADNEAR BIJU PATTNAIKJUNCTIONATPO ASKADIST GANJAM, Ganjam, Odisha.
How quickly will an NEFT transfer using BKID0005596 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Aska reflect within 30 minutes.
Final notes
To recap: BKID0005596 is the IFSC code of Bank of India, ASKA branch, in GANJAM, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
