Use this page as a one-stop reference for everything related to Bank of India's ST MARY SCHOOL ETAWAH branch in ETAWAH, UTTAR PRADESH. The branch's IFSC code BKID0007282 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0007282 is the IFSC of Bank of India's ST MARY SCHOOL ETAWAH branch. The format is fixed: BKID = bank code, 0 = reserved, 007282 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the St Mary School Etawah branch in Etawah. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0007282.
St Mary School Etawah branch overview
Located at NEAR ST MARY SCHOOL CIVIL LINES, the St Mary School Etawah branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0007282 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | St Mary School Etawah |
| IFSC Code | BKID0007282 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR ST MARY SCHOOL CIVIL LINES |
| City | Etawah |
| District | Etawah |
| State | Uttar Pradesh |
| STD Code | 5688 |
| Phone | 5688251383 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's ST MARY SCHOOL ETAWAH branch came to be assigned the code BKID0007282.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0007282, money simply cannot be routed to the ST MARY SCHOOL ETAWAH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0007282 and the account number together uniquely identify the St Mary School Etawah branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0007282
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007282 across all three.
How to use IFSC BKID0007282 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's ST MARY SCHOOL ETAWAH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0007282.
- Confirm the bank name auto-populates as Bank of India and the branch as ST MARY SCHOOL ETAWAH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ST MARY SCHOOL ETAWAH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's ST MARY SCHOOL ETAWAH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0007282 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – ST MARY SCHOOL ETAWAH, use IMPS. With IFSC BKID0007282 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to St Mary School Etawah
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0007282:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ST MARY SCHOOL ETAWAH is still linked to IFSC BKID0007282.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0007282
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – ST MARY SCHOOL ETAWAH is still mapped to IFSC BKID0007282. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0007282 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the St Mary School Etawah branch is mapped to IFSC BKID0007282 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0007282.
Banking services available
The St Mary School Etawah branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5688-5688251383.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0007282
Online banking and IFSC BKID0007282
Bank of India customers can register for net banking and the bank's official mobile app once their account at the ST MARY SCHOOL ETAWAH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0007282 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The St Mary School Etawah branch sits at NEAR ST MARY SCHOOL CIVIL LINES. If you are travelling from outside Etawah, search for the branch on a maps application using the bank name and locality, or call 5688-5688251383 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0007282 and your account number.
Common mistakes to avoid when using IFSC BKID0007282
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – ST MARY SCHOOL ETAWAH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0007282. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The St Mary School Etawah branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0007282, however, work 24x7.
Verifying IFSC BKID0007282 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0007282 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5688-5688251383.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaSt Mary School Etawah Branch
NEAR ST MARY SCHOOL CIVIL LINES
Etawah, Uttar Pradesh
Phone: 5688-5688251383
IFSC: BKID0007282
Frequently asked questions
What is the IFSC code of Bank of India St Mary School Etawah branch?
The IFSC code of Bank of India, St Mary School Etawah branch is BKID0007282. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of India St Mary School Etawah branch located?
Bank of India's St Mary School Etawah branch is located at NEAR ST MARY SCHOOL CIVIL LINES, Etawah, Uttar Pradesh.
What is the phone number of Bank of India St Mary School Etawah branch?
You can reach the branch at 5688-5688251383 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the St Mary School Etawah branch but serve different purposes.
Is IFSC BKID0007282 valid for NEFT and RTGS?
Yes. IFSC BKID0007282 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India St Mary School Etawah as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0007282, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India St Mary School Etawah branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5688-5688251383 to confirm.
Is IFSC BKID0007282 the same for all accounts at St Mary School Etawah branch?
Yes. The IFSC BKID0007282 is shared by every account held at Bank of India's St Mary School Etawah branch. Only the account number changes from customer to customer.
Final notes
To recap: BKID0007282 is the IFSC code of Bank of India, ST MARY SCHOOL ETAWAH branch, in ETAWAH, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
