Use this page as a one-stop reference for everything related to Bank of India's THERMAL POWER STATION DURGAPU branch in DURGAPUR, MAHARASHTRA. The branch's IFSC code BKID0009617 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0009617 is the IFSC of Bank of India's THERMAL POWER STATION DURGAPU branch. The format is fixed: BKID = bank code, 0 = reserved, 009617 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the Thermal Power Station Durgapu branch in Durgapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0009617.
Thermal Power Station Durgapu branch overview
Located at OPP URJANAGAR POST OFFICEMSEB COMPLEX DURGAPUR, the Thermal Power Station Durgapu branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0009617 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Thermal Power Station Durgapu |
| IFSC Code | BKID0009617 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP URJANAGAR POST OFFICEMSEB COMPLEX DURGAPUR |
| City | Durgapur |
| District | Durgapur |
| State | Maharashtra |
| STD Code | 7172 |
| Phone | 7172220217 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's THERMAL POWER STATION DURGAPU branch came to be assigned the code BKID0009617.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0009617, money simply cannot be routed to the THERMAL POWER STATION DURGAPU branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Thermal Power Station Durgapu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0009617 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0009617
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009617 across all three.
How to use IFSC BKID0009617 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's THERMAL POWER STATION DURGAPU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0009617.
- Confirm the bank name auto-populates as Bank of India and the branch as THERMAL POWER STATION DURGAPU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0009617
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – THERMAL POWER STATION DURGAPU, ensure your bank's portal accepts IFSC BKID0009617 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India THERMAL POWER STATION DURGAPU (IFSC BKID0009617)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0009617 in your mobile or internet banking app, and the money is credited to the THERMAL POWER STATION DURGAPU branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Thermal Power Station Durgapu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0009617:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THERMAL POWER STATION DURGAPU is still linked to IFSC BKID0009617.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0009617
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – THERMAL POWER STATION DURGAPU is still mapped to IFSC BKID0009617. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0009617 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Thermal Power Station Durgapu branch is mapped to IFSC BKID0009617 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0009617.
Products and services
Customers walking into the Thermal Power Station Durgapu branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0009617
Online banking and IFSC BKID0009617
Bank of India customers can register for net banking and the bank's official mobile app once their account at the THERMAL POWER STATION DURGAPU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0009617 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Thermal Power Station Durgapu branch
The branch is located at OPP URJANAGAR POST OFFICEMSEB COMPLEX DURGAPUR, which puts it inside Durgapur, the broader Durgapur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Thermal Power Station Durgapu branch” — the verified location pin for IFSC BKID0009617 should appear at the top of the results.
- Confirm the branch is open by calling 7172-7172220217 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0009617 and your account number.
Common mistakes to avoid when using IFSC BKID0009617
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – THERMAL POWER STATION DURGAPU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0009617. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Thermal Power Station Durgapu are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0009617 continue to work without interruption.
Verifying IFSC BKID0009617 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0009617 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7172-7172220217.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaThermal Power Station Durgapu Branch
OPP URJANAGAR POST OFFICEMSEB COMPLEX DURGAPUR
Durgapur, Maharashtra
Phone: 7172-7172220217
IFSC: BKID0009617
Frequently asked questions
Can I use IFSC BKID0009617 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0009617 to send funds instantly.
What is the phone number of Bank of India Thermal Power Station Durgapu branch?
You can reach the branch at 7172-7172220217 during regular banking hours.
Where is Bank of India Thermal Power Station Durgapu branch located?
Bank of India's Thermal Power Station Durgapu branch is located at OPP URJANAGAR POST OFFICEMSEB COMPLEX DURGAPUR, Durgapur, Maharashtra.
How do I add Bank of India Thermal Power Station Durgapu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0009617, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0009617 valid for NEFT and RTGS?
Yes. IFSC BKID0009617 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thermal Power Station Durgapu branch but serve different purposes.
Final notes
To recap: BKID0009617 is the IFSC code of Bank of India, THERMAL POWER STATION DURGAPU branch, in DURGAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
