Below are the complete branch details for Bank of India, JAMTARA DUMRI branch, located in DUMRI, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is BKID0005251. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0005251 for Bank of India – JAMTARA DUMRI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's JAMTARA DUMRI branch, the IFSC BKID0005251 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 005251 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Jamtara Dumri |
| IFSC Code | BKID0005251 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PO JAMTARA DUMRI PS DUMRI DIST GIRIDIH JHARKHAND PIN CODE 825106 |
| City | Dumri |
| District | Giridih |
| State | Jharkhand |
| STD Code | 6558 |
| Phone | 233831 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Jamtara Dumri branch — IFSC BKID0005251 — extends the bank's services to customers in and around Dumri, Jharkhand.
Jamtara Dumri branch overview
Located at AT PO JAMTARA DUMRI PS DUMRI DIST GIRIDIH JHARKHAND PIN CODE 825106, the Jamtara Dumri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0005251 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's JAMTARA DUMRI branch came to be assigned the code BKID0005251.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005251, money simply cannot be routed to the JAMTARA DUMRI branch electronically.
How to transfer money using IFSC BKID0005251
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005251 across all three.
NEFT to Bank of India, JAMTARA DUMRI using IFSC BKID0005251
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005251, and confirm that the system picks up Bank of India – JAMTARA DUMRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0005251
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – JAMTARA DUMRI, ensure your bank's portal accepts IFSC BKID0005251 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – JAMTARA DUMRI, use IMPS. With IFSC BKID0005251 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005251 for Bank of India – JAMTARA DUMRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005251 | Yes – BKID0005251 | Yes – BKID0005251 |
For most retail customers crediting the Jamtara Dumri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0005251
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – JAMTARA DUMRI is still mapped to IFSC BKID0005251. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005251 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jamtara Dumri branch is mapped to IFSC BKID0005251 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005251.
Banking services available
The Jamtara Dumri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6558-233831.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005251
MICR & cheque-truncation details
Cheques drawn on the Jamtara Dumri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005251 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Jamtara Dumri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005251 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BKID0005251
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – JAMTARA DUMRI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005251. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jamtara Dumri branch sits at AT PO JAMTARA DUMRI PS DUMRI DIST GIRIDIH JHARKHAND PIN CODE 825106. If you are travelling from outside Dumri, search for the branch on a maps application using the bank name and locality, or call 6558-233831 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005251 and your account number.
Verifying IFSC BKID0005251 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005251 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6558-233831.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jamtara Dumri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005251, however, work 24x7.
Branch address & contact
Bank of IndiaJamtara Dumri Branch
AT PO JAMTARA DUMRI PS DUMRI DIST GIRIDIH JHARKHAND PIN CODE 825106
Dumri, Jharkhand
Phone: 6558-233831
IFSC: BKID0005251
Frequently asked questions
Can I use IFSC BKID0005251 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005251 to send funds instantly.
Does Bank of India Jamtara Dumri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6558-233831 to confirm.
Where is Bank of India Jamtara Dumri branch located?
Bank of India's Jamtara Dumri branch is located at AT PO JAMTARA DUMRI PS DUMRI DIST GIRIDIH JHARKHAND PIN CODE 825106, Dumri, Jharkhand.
What is the IFSC code of Bank of India Jamtara Dumri branch?
The IFSC code of Bank of India, Jamtara Dumri branch is BKID0005251. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BKID0005251 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Jamtara Dumri reflect within 30 minutes.
How do I add Bank of India Jamtara Dumri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005251, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0005251 valid for NEFT and RTGS?
Yes. IFSC BKID0005251 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BKID0005251 is the IFSC code of Bank of India, JAMTARA DUMRI branch, in DUMRI, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
