This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, DOMCHANCH branch in DOMCHANCH DIST KODERMA. The 11-digit IFSC BKID0004817 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the DOMCHANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's DOMCHANCH branch, the IFSC BKID0004817 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 004817 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Domchanch |
| IFSC Code | BKID0004817 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST DOMCHANCH BAZARDISTRICT KODERMA |
| City | Domchanch Dist Koderma |
| District | Domchanch Dist Koderma |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 9431206658 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Domchanch branch in Domchanch Dist Koderma, Jharkhand is part of this network and uses the IFSC code BKID0004817 for all electronic settlement.
About this branch
The branch is located at AT POST DOMCHANCH BAZARDISTRICT KODERMA. It serves the Domchanch Dist Koderma region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0004817 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DOMCHANCH of Bank of India — its own 11-character IFSC. The code BKID0004817 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0004817 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0004817
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004817 across all three.
NEFT to Bank of India, DOMCHANCH using IFSC BKID0004817
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004817, and confirm that the system picks up Bank of India – DOMCHANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0004817
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – DOMCHANCH, ensure your bank's portal accepts IFSC BKID0004817 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India DOMCHANCH (IFSC BKID0004817)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004817 in your mobile or internet banking app, and the money is credited to the DOMCHANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Domchanch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0004817:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DOMCHANCH is still linked to IFSC BKID0004817.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0004817
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – DOMCHANCH is still mapped to IFSC BKID0004817. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0004817 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Domchanch branch is mapped to IFSC BKID0004817 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0004817.
Products and services
Customers walking into the Domchanch branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0004817
MICR & cheque-truncation details
Cheques drawn on the Domchanch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0004817 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BKID0004817
Bank of India customers can register for net banking and the bank's official mobile app once their account at the DOMCHANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0004817 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – DOMCHANCH:
- The IFSC is exactly BKID0004817 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and DOMCHANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Domchanch branch sits at AT POST DOMCHANCH BAZARDISTRICT KODERMA. If you are travelling from outside Domchanch Dist Koderma, search for the branch on a maps application using the bank name and locality, or call 91-9431206658 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0004817 and your account number.
Verifying IFSC BKID0004817 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0004817 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9431206658.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Domchanch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004817 continue to work without interruption.
Branch address & contact
Bank of IndiaDomchanch Branch
AT POST DOMCHANCH BAZARDISTRICT KODERMA
Domchanch Dist Koderma, Jharkhand
Phone: 91-9431206658
IFSC: BKID0004817
Frequently asked questions
Is IFSC BKID0004817 valid for NEFT and RTGS?
Yes. IFSC BKID0004817 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of India Domchanch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9431206658 to confirm.
What is the phone number of Bank of India Domchanch branch?
You can reach the branch at 91-9431206658 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Domchanch branch but serve different purposes.
How quickly will an NEFT transfer using BKID0004817 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Domchanch reflect within 30 minutes.
How do I add Bank of India Domchanch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004817, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of India Domchanch branch?
The IFSC code of Bank of India, Domchanch branch is BKID0004817. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BKID0004817 is the IFSC code of Bank of India, DOMCHANCH branch, in DOMCHANCH DIST KODERMA, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
