Below are the complete branch details for Bank of India, DHUMACHERRA branch, located in DHUMACHERRA TRIPURA, TRIPURA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0005033. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0005033 for Bank of India – DHUMACHERRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005033 is the IFSC of Bank of India's DHUMACHERRA branch. The format is fixed: BKID = bank code, 0 = reserved, 005033 = branch identifier.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Dhumacherra branch — IFSC BKID0005033 — extends the bank's services to customers in and around Dhumacherra Tripura, Tripura.
About this branch
The branch is located at HOUSE OF RASAMAY TRIPURA UPPER BAZARVILL DHUMACHERRA DIST DHALAI BLOCK MANU. It serves the Dhumacherra Tripura region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0005033 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Dhumacherra |
| IFSC Code | BKID0005033 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOUSE OF RASAMAY TRIPURA UPPER BAZARVILL DHUMACHERRA DIST DHALAI BLOCK MANU |
| City | Dhumacherra Tripura |
| District | Dhumacherra Tripura |
| State | Tripura |
| STD Code | 3824 |
| Phone | 3824262299 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHUMACHERRA of Bank of India — its own 11-character IFSC. The code BKID0005033 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0005033 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005033 and the account number together uniquely identify the Dhumacherra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0005033
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005033 across all three.
NEFT to Bank of India, DHUMACHERRA using IFSC BKID0005033
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005033, and confirm that the system picks up Bank of India – DHUMACHERRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0005033
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – DHUMACHERRA, ensure your bank's portal accepts IFSC BKID0005033 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India DHUMACHERRA (IFSC BKID0005033)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005033 in your mobile or internet banking app, and the money is credited to the DHUMACHERRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005033 for Bank of India – DHUMACHERRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005033 | Yes – BKID0005033 | Yes – BKID0005033 |
For most retail customers crediting the Dhumacherra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0005033
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – DHUMACHERRA is still mapped to IFSC BKID0005033. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005033 and the beneficiary's account number to complete the transfer.
Account types you can open at the Dhumacherra branch
Once you have an account at Bank of India – DHUMACHERRA, the IFSC BKID0005033 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dhumacherra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3824-3824262299.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005033
Online banking and IFSC BKID0005033
Bank of India customers can register for net banking and the bank's official mobile app once their account at the DHUMACHERRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005033 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Dhumacherra branch
The branch is located at HOUSE OF RASAMAY TRIPURA UPPER BAZARVILL DHUMACHERRA DIST DHALAI BLOCK MANU, which puts it inside Dhumacherra Tripura, the broader Dhumacherra Tripura district, and the state of Tripura. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Dhumacherra branch” — the verified location pin for IFSC BKID0005033 should appear at the top of the results.
- Confirm the branch is open by calling 3824-3824262299 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005033 and your account number.
Common mistakes to avoid when using IFSC BKID0005033
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – DHUMACHERRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005033. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dhumacherra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005033, however, work 24x7.
Verifying IFSC BKID0005033 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005033 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3824-3824262299.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaDhumacherra Branch
HOUSE OF RASAMAY TRIPURA UPPER BAZARVILL DHUMACHERRA DIST DHALAI BLOCK MANU
Dhumacherra Tripura, Tripura
Phone: 3824-3824262299
IFSC: BKID0005033
Frequently asked questions
Is IFSC BKID0005033 valid for NEFT and RTGS?
Yes. IFSC BKID0005033 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BKID0005033 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Dhumacherra reflect within 30 minutes.
What is the IFSC code of Bank of India Dhumacherra branch?
The IFSC code of Bank of India, Dhumacherra branch is BKID0005033. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of India Dhumacherra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005033, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0005033 the same for all accounts at Dhumacherra branch?
Yes. The IFSC BKID0005033 is shared by every account held at Bank of India's Dhumacherra branch. Only the account number changes from customer to customer.
Where is Bank of India Dhumacherra branch located?
Bank of India's Dhumacherra branch is located at HOUSE OF RASAMAY TRIPURA UPPER BAZARVILL DHUMACHERRA DIST DHALAI BLOCK MANU, Dhumacherra Tripura, Tripura.
Can I use IFSC BKID0005033 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005033 to send funds instantly.
Does Bank of India Dhumacherra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3824-3824262299 to confirm.
Final notes
To recap: BKID0005033 is the IFSC code of Bank of India, DHUMACHERRA branch, in DHUMACHERRA TRIPURA, TRIPURA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
