IFSC Code of Bank of India, Dhamangaon Railway Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, DHAMANGAON RAILWAY branch in DHAMANGAON RLY. The 11-digit IFSC BKID0009684 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the DHAMANGAON RAILWAY location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of India – DHAMANGAON RAILWAY is BKID0009684. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009684 map to this branch in DHAMANGAON RLY, MAHARASHTRA.

About Bank of India

Bank of India operates a wide network of branches across India, including the Dhamangaon Railway branch in Dhamangaon Rly. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0009684.

Branch details at a glance

Dhamangaon Railway branch overview

Located at KANOJIYA COMPLEX PLOT NO 28 WARD NO16STATION ROAD DHAMANGAON RAILWAY, the Dhamangaon Railway branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0009684 is required for all interbank electronic transfers routed through this branch.

Why every Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHAMANGAON RAILWAY of Bank of India — its own 11-character IFSC. The code BKID0009684 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0009684 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Dhamangaon Railway branch

Once you have an account at Bank of India – DHAMANGAON RAILWAY, the IFSC BKID0009684 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Dhamangaon Railway branch can access most of Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BKID0009684

How to transfer money using IFSC BKID0009684

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009684 across all three.

How to use IFSC BKID0009684 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's DHAMANGAON RAILWAY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BKID0009684.
4. Confirm the bank name auto-populates as Bank of India and the branch as DHAMANGAON RAILWAY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DHAMANGAON RAILWAY

If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's DHAMANGAON RAILWAY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0009684 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of India DHAMANGAON RAILWAY (IFSC BKID0009684)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0009684 in your mobile or internet banking app, and the money is credited to the DHAMANGAON RAILWAY branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Dhamangaon Railway

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0009684:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHAMANGAON RAILWAY is still linked to IFSC BKID0009684.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BKID0009684

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – DHAMANGAON RAILWAY is still mapped to IFSC BKID0009684. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0009684 and the beneficiary's account number to complete the transfer.

Online banking and IFSC BKID0009684

Bank of India customers can register for net banking and the bank's official mobile app once their account at the DHAMANGAON RAILWAY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0009684 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0009684 and the account number together uniquely identify the Dhamangaon Railway branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – DHAMANGAON RAILWAY:

• The IFSC is exactly BKID0009684 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of India as the bank name and DHAMANGAON RAILWAY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Dhamangaon Railway branch

The branch is located at KANOJIYA COMPLEX PLOT NO 28 WARD NO16STATION ROAD DHAMANGAON RAILWAY, which puts it inside Dhamangaon Rly, the broader Dhamangaon Rly district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of India Dhamangaon Railway branch” — the verified location pin for IFSC BKID0009684 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7222237221 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0009684 and your account number.

Verifying IFSC BKID0009684 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0009684 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7222237221.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Dhamangaon Railway are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0009684 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BKID0009684 is the IFSC code of Bank of India, DHAMANGAON RAILWAY branch, in DHAMANGAON RLY, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.