IFSC Code of Bank of India, Dariyapur Chainpur Branch, Bihar

If you are searching for the IFSC code of Bank of India, DARIYAPUR CHAINPUR branch in DARIYAPUR CHAINPUR DIST PATNA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is BKID0004416. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DARIYAPUR CHAINPUR branch, and detailed step-by-step guides for using the IFSC BKID0004416 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of India – DARIYAPUR CHAINPUR is BKID0004416. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004416 map to this branch in DARIYAPUR CHAINPUR DIST PATNA, BIHAR.

Bank profile

Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Dariyapur Chainpur branch — IFSC BKID0004416 — extends the bank's services to customers in and around Dariyapur Chainpur Dist Patna, Bihar.

About this branch

The branch is located at P O DARIYAPUR CHAINPURNAUBATPUR BIKRAM ROAD DIST PATNA. It serves the Dariyapur Chainpur Dist Patna region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0004416 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's DARIYAPUR CHAINPUR branch came to be assigned the code BKID0004416.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004416, money simply cannot be routed to the DARIYAPUR CHAINPUR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Dariyapur Chainpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0004416 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC BKID0004416

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004416 across all three.

NEFT to Bank of India, DARIYAPUR CHAINPUR using IFSC BKID0004416

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004416, and confirm that the system picks up Bank of India – DARIYAPUR CHAINPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DARIYAPUR CHAINPUR

If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's DARIYAPUR CHAINPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0004416 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of India DARIYAPUR CHAINPUR (IFSC BKID0004416)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004416 in your mobile or internet banking app, and the money is credited to the DARIYAPUR CHAINPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Dariyapur Chainpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0004416:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DARIYAPUR CHAINPUR is still linked to IFSC BKID0004416.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's DARIYAPUR CHAINPUR branch, the IFSC BKID0004416 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Dariyapur Chainpur branch

Once you have an account at Bank of India – DARIYAPUR CHAINPUR, the IFSC BKID0004416 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Dariyapur Chainpur branch can access most of Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BKID0004416

Digital banking channels

Most day-to-day work that customers used to do at the Dariyapur Chainpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0004416 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Dariyapur Chainpur branch sits at P O DARIYAPUR CHAINPURNAUBATPUR BIKRAM ROAD DIST PATNA. If you are travelling from outside Dariyapur Chainpur Dist Patna, search for the branch on a maps application using the bank name and locality, or call 91-9234044255 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0004416 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – DARIYAPUR CHAINPUR:

• The IFSC is exactly BKID0004416 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of India as the bank name and DARIYAPUR CHAINPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Dariyapur Chainpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004416 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BKID0004416 for Bank of India – DARIYAPUR CHAINPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: BKID0004416 is the IFSC code of Bank of India, DARIYAPUR CHAINPUR branch, in DARIYAPUR CHAINPUR DIST PATNA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.