Use this page as a one-stop reference for everything related to Bank of India's MPGB TEJGARH branch in DAMOH, MADHYA PRADESH. The branch's IFSC code BKID0MG1709 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0MG1709 is the IFSC of Bank of India's MPGB TEJGARH branch. The format is fixed: BKID = bank code, 0 = reserved, MG1709 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Tejgarh |
| IFSC Code | BKID0MG1709 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TEJGARH,TEH.DAMOH DISTRICT DAMOH 470880 |
| City | Damoh |
| District | Damoh |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 7999642761 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mpgb Tejgarh branch in Damoh, Madhya Pradesh is part of this network and uses the IFSC code BKID0MG1709 for all electronic settlement.
Mpgb Tejgarh branch overview
Located at TEJGARH,TEH.DAMOH DISTRICT DAMOH 470880, the Mpgb Tejgarh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0MG1709 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MPGB TEJGARH branch came to be assigned the code BKID0MG1709.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0MG1709, money simply cannot be routed to the MPGB TEJGARH branch electronically.
How to transfer money using IFSC BKID0MG1709
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG1709 across all three.
NEFT to Bank of India, MPGB TEJGARH using IFSC BKID0MG1709
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0MG1709, and confirm that the system picks up Bank of India – MPGB TEJGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MPGB TEJGARH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's MPGB TEJGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0MG1709 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India MPGB TEJGARH (IFSC BKID0MG1709)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0MG1709 in your mobile or internet banking app, and the money is credited to the MPGB TEJGARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG1709 for Bank of India – MPGB TEJGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG1709 | Yes – BKID0MG1709 | Yes – BKID0MG1709 |
For most retail customers crediting the Mpgb Tejgarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0MG1709
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MPGB TEJGARH is still mapped to IFSC BKID0MG1709. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0MG1709 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mpgb Tejgarh branch is mapped to IFSC BKID0MG1709 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG1709.
Products and services
Customers walking into the Mpgb Tejgarh branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0MG1709
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0MG1709 and the account number together uniquely identify the Mpgb Tejgarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Mpgb Tejgarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0MG1709 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BKID0MG1709
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – MPGB TEJGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0MG1709. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mpgb Tejgarh branch
The branch is located at TEJGARH,TEH.DAMOH DISTRICT DAMOH 470880, which puts it inside Damoh, the broader Damoh district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Mpgb Tejgarh branch” — the verified location pin for IFSC BKID0MG1709 should appear at the top of the results.
- Confirm the branch is open by calling 91-7999642761 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0MG1709 and your account number.
Verifying IFSC BKID0MG1709 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG1709 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7999642761.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mpgb Tejgarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0MG1709 continue to work without interruption.
Branch address & contact
Bank of IndiaMpgb Tejgarh Branch
TEJGARH,TEH.DAMOH DISTRICT DAMOH 470880
Damoh, Madhya Pradesh
Phone: 91-7999642761
IFSC: BKID0MG1709
Frequently asked questions
Is IFSC BKID0MG1709 the same for all accounts at Mpgb Tejgarh branch?
Yes. The IFSC BKID0MG1709 is shared by every account held at Bank of India's Mpgb Tejgarh branch. Only the account number changes from customer to customer.
What is the phone number of Bank of India Mpgb Tejgarh branch?
You can reach the branch at 91-7999642761 during regular banking hours.
Where is Bank of India Mpgb Tejgarh branch located?
Bank of India's Mpgb Tejgarh branch is located at TEJGARH,TEH.DAMOH DISTRICT DAMOH 470880, Damoh, Madhya Pradesh.
Can I use IFSC BKID0MG1709 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG1709 to send funds instantly.
How do I add Bank of India Mpgb Tejgarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG1709, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mpgb Tejgarh branch but serve different purposes.
Summary
The IFSC code BKID0MG1709 belongs to Bank of India's MPGB TEJGARH branch, located at TEJGARH,TEH.DAMOH DISTRICT DAMOH 470880 in DAMOH, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
