Use this page as a one-stop reference for everything related to Bank of India's DALSINGHSARAI branch in DALSINGHSARAI BH, BIHAR. The branch's IFSC code BKID0004683 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's DALSINGHSARAI branch, the IFSC BKID0004683 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 004683 identifies this particular branch.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dalsinghsarai branch in Dalsinghsarai Bh, Bihar is part of this network and uses the IFSC code BKID0004683 for all electronic settlement.
About this branch
The branch is located at AT PO DALSINGHSARAITHANA ROAD MARKET COMPLEX. It serves the Dalsinghsarai Bh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0004683 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Dalsinghsarai |
| IFSC Code | BKID0004683 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PO DALSINGHSARAITHANA ROAD MARKET COMPLEX |
| City | Dalsinghsarai Bh |
| District | Dalsinghsarai Bh |
| State | Bihar |
| STD Code | 6278 |
| Phone | 6278 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's DALSINGHSARAI branch came to be assigned the code BKID0004683.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004683, money simply cannot be routed to the DALSINGHSARAI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0004683 and the account number together uniquely identify the Dalsinghsarai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0004683
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004683 across all three.
NEFT to Bank of India, DALSINGHSARAI using IFSC BKID0004683
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004683, and confirm that the system picks up Bank of India – DALSINGHSARAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0004683
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – DALSINGHSARAI, ensure your bank's portal accepts IFSC BKID0004683 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – DALSINGHSARAI, use IMPS. With IFSC BKID0004683 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0004683 for Bank of India – DALSINGHSARAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0004683 | Yes – BKID0004683 | Yes – BKID0004683 |
For most retail customers crediting the Dalsinghsarai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's DALSINGHSARAI branch, the IFSC BKID0004683 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Dalsinghsarai branch
Once you have an account at Bank of India – DALSINGHSARAI, the IFSC BKID0004683 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Dalsinghsarai branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0004683
Online banking and IFSC BKID0004683
Bank of India customers can register for net banking and the bank's official mobile app once their account at the DALSINGHSARAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0004683 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Dalsinghsarai branch
The branch is located at AT PO DALSINGHSARAITHANA ROAD MARKET COMPLEX, which puts it inside Dalsinghsarai Bh, the broader Dalsinghsarai Bh district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Dalsinghsarai branch” — the verified location pin for IFSC BKID0004683 should appear at the top of the results.
- Confirm the branch is open by calling 6278-6278 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0004683 and your account number.
Common mistakes to avoid when using IFSC BKID0004683
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – DALSINGHSARAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0004683. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dalsinghsarai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0004683, however, work 24x7.
Verifying IFSC BKID0004683 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0004683 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6278-6278.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaDalsinghsarai Branch
AT PO DALSINGHSARAITHANA ROAD MARKET COMPLEX
Dalsinghsarai Bh, Bihar
Phone: 6278-6278
IFSC: BKID0004683
Frequently asked questions
How do I add Bank of India Dalsinghsarai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004683, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0004683 valid for NEFT and RTGS?
Yes. IFSC BKID0004683 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of India Dalsinghsarai branch?
The IFSC code of Bank of India, Dalsinghsarai branch is BKID0004683. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dalsinghsarai branch but serve different purposes.
Is IFSC BKID0004683 the same for all accounts at Dalsinghsarai branch?
Yes. The IFSC BKID0004683 is shared by every account held at Bank of India's Dalsinghsarai branch. Only the account number changes from customer to customer.
Can I use IFSC BKID0004683 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004683 to send funds instantly.
What is the phone number of Bank of India Dalsinghsarai branch?
You can reach the branch at 6278-6278 during regular banking hours.
Final notes
To recap: BKID0004683 is the IFSC code of Bank of India, DALSINGHSARAI branch, in DALSINGHSARAI BH, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
