This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, DAKOR branch in DAKOR DISTKHEDA. The 11-digit IFSC BKID0002809 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the DAKOR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's DAKOR branch, the IFSC BKID0002809 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 002809 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Dakor |
| IFSC Code | BKID0002809 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SUNDER BAZARDAKOR DIST KHEDADAKOR |
| City | Dakor Distkheda |
| District | Dakor Distkheda |
| State | Gujarat |
| STD Code | 2699 |
| Phone | 2699244244 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dakor branch in Dakor Distkheda, Gujarat is part of this network and uses the IFSC code BKID0002809 for all electronic settlement.
About the Dakor branch
The Dakor branch of Bank of India is situated at SUNDER BAZARDAKOR DIST KHEDADAKOR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0002809 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's DAKOR branch came to be assigned the code BKID0002809.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0002809, money simply cannot be routed to the DAKOR branch electronically.
How to transfer money using IFSC BKID0002809
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0002809 across all three.
NEFT to Bank of India, DAKOR using IFSC BKID0002809
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0002809, and confirm that the system picks up Bank of India – DAKOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DAKOR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's DAKOR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0002809 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – DAKOR, use IMPS. With IFSC BKID0002809 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0002809 for Bank of India – DAKOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0002809 | Yes – BKID0002809 | Yes – BKID0002809 |
For most retail customers crediting the Dakor branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0002809
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – DAKOR is still mapped to IFSC BKID0002809. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0002809 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dakor branch is mapped to IFSC BKID0002809 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0002809.
Banking services available
The Dakor branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2699-2699244244.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0002809
MICR & cheque-truncation details
Cheques drawn on the Dakor branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0002809 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BKID0002809
Bank of India customers can register for net banking and the bank's official mobile app once their account at the DAKOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0002809 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – DAKOR:
- The IFSC is exactly BKID0002809 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and DAKOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dakor branch sits at SUNDER BAZARDAKOR DIST KHEDADAKOR. If you are travelling from outside Dakor Distkheda, search for the branch on a maps application using the bank name and locality, or call 2699-2699244244 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0002809 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0002809 for Bank of India – DAKOR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Dakor are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0002809 continue to work without interruption.
Branch address & contact
Bank of IndiaDakor Branch
SUNDER BAZARDAKOR DIST KHEDADAKOR
Dakor Distkheda, Gujarat
Phone: 2699-2699244244
IFSC: BKID0002809
Frequently asked questions
Can I use IFSC BKID0002809 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0002809 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dakor branch but serve different purposes.
Is IFSC BKID0002809 the same for all accounts at Dakor branch?
Yes. The IFSC BKID0002809 is shared by every account held at Bank of India's Dakor branch. Only the account number changes from customer to customer.
Does Bank of India Dakor branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2699-2699244244 to confirm.
Is IFSC BKID0002809 valid for NEFT and RTGS?
Yes. IFSC BKID0002809 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of India Dakor branch located?
Bank of India's Dakor branch is located at SUNDER BAZARDAKOR DIST KHEDADAKOR, Dakor Distkheda, Gujarat.
How quickly will an NEFT transfer using BKID0002809 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Dakor reflect within 30 minutes.
What is the phone number of Bank of India Dakor branch?
You can reach the branch at 2699-2699244244 during regular banking hours.
Final notes
To recap: BKID0002809 is the IFSC code of Bank of India, DAKOR branch, in DAKOR DISTKHEDA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
