If you are searching for the IFSC code of Bank of India, KENDUPALI branch in CUTTACK, ODISHA, this page has every detail you need. The verified IFSC code for this branch is BKID0005139. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KENDUPALI branch, and detailed step-by-step guides for using the IFSC BKID0005139 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – KENDUPALI is BKID0005139. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005139 map to this branch in CUTTACK, ODISHA.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Kendupali branch — IFSC BKID0005139 — extends the bank's services to customers in and around Cuttack, Odisha.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Kendupali |
| IFSC Code | BKID0005139 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BHARAT VIKAS RAJIV GANDHI SEVA KENDRA BUILDING PO KENDUPALI VIA KALAPATHAR PIN 754009 |
| City | Cuttack |
| District | Cuttack |
| State | Odisha |
| STD Code | 671 |
| Phone | 9937875688 |
About this branch
The branch is located at BHARAT VIKAS RAJIV GANDHI SEVA KENDRA BUILDING PO KENDUPALI VIA KALAPATHAR PIN 754009. It serves the Cuttack region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0005139 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's KENDUPALI branch came to be assigned the code BKID0005139.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005139, money simply cannot be routed to the KENDUPALI branch electronically.
Products and account variants supported
Every account opened at the Kendupali branch is mapped to IFSC BKID0005139 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005139.
Banking services available
The Kendupali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 671-9937875688.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005139
How to transfer money using IFSC BKID0005139
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005139 across all three.
NEFT to Bank of India, KENDUPALI using IFSC BKID0005139
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005139, and confirm that the system picks up Bank of India – KENDUPALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KENDUPALI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's KENDUPALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005139 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – KENDUPALI, use IMPS. With IFSC BKID0005139 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005139 for Bank of India – KENDUPALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005139 | Yes – BKID0005139 | Yes – BKID0005139 |
For most retail customers crediting the Kendupali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0005139
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – KENDUPALI is still mapped to IFSC BKID0005139. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005139 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0005139
Bank of India customers can register for net banking and the bank's official mobile app once their account at the KENDUPALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005139 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kendupali branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005139 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – KENDUPALI:
- The IFSC is exactly BKID0005139 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and KENDUPALI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kendupali branch
The branch is located at BHARAT VIKAS RAJIV GANDHI SEVA KENDRA BUILDING PO KENDUPALI VIA KALAPATHAR PIN 754009, which puts it inside Cuttack, the broader Cuttack district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Kendupali branch” — the verified location pin for IFSC BKID0005139 should appear at the top of the results.
- Confirm the branch is open by calling 671-9937875688 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005139 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0005139 for Bank of India – KENDUPALI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kendupali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005139, however, work 24x7.
Branch address & contact
Bank of IndiaKendupali Branch
BHARAT VIKAS RAJIV GANDHI SEVA KENDRA BUILDING PO KENDUPALI VIA KALAPATHAR PIN 754009
Cuttack, Odisha
Phone: 671-9937875688
IFSC: BKID0005139
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kendupali branch but serve different purposes.
What is the IFSC code of Bank of India Kendupali branch?
The IFSC code of Bank of India, Kendupali branch is BKID0005139. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of India Kendupali branch located?
Bank of India's Kendupali branch is located at BHARAT VIKAS RAJIV GANDHI SEVA KENDRA BUILDING PO KENDUPALI VIA KALAPATHAR PIN 754009, Cuttack, Odisha.
Can I use IFSC BKID0005139 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005139 to send funds instantly.
How quickly will an NEFT transfer using BKID0005139 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Kendupali reflect within 30 minutes.
Is IFSC BKID0005139 the same for all accounts at Kendupali branch?
Yes. The IFSC BKID0005139 is shared by every account held at Bank of India's Kendupali branch. Only the account number changes from customer to customer.
Final notes
To recap: BKID0005139 is the IFSC code of Bank of India, KENDUPALI branch, in CUTTACK, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
