Below are the complete branch details for Bank of India, RS PURAM branch, located in COIMBATORE, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is BKID0008215. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0008215 for Bank of India – RS PURAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – RS PURAM is BKID0008215. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008215 map to this branch in COIMBATORE, TAMIL NADU.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Rs Puram branch — IFSC BKID0008215 — extends the bank's services to customers in and around Coimbatore, Tamil Nadu.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Rs Puram |
| IFSC Code | BKID0008215 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 322 DB ROADRS PURAM COIMBATORE |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 422 |
| Phone | 4222475197 |
Rs Puram branch overview
Located at 322 DB ROADRS PURAM COIMBATORE, the Rs Puram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0008215 is required for all interbank electronic transfers routed through this branch.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RS PURAM of Bank of India — its own 11-character IFSC. The code BKID0008215 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0008215 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Rs Puram branch is mapped to IFSC BKID0008215 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0008215.
Products and services
Customers walking into the Rs Puram branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0008215
How to transfer money using IFSC BKID0008215
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008215 across all three.
How to use IFSC BKID0008215 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's RS PURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0008215.
- Confirm the bank name auto-populates as Bank of India and the branch as RS PURAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0008215
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – RS PURAM, ensure your bank's portal accepts IFSC BKID0008215 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – RS PURAM, use IMPS. With IFSC BKID0008215 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0008215 for Bank of India – RS PURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0008215 | Yes – BKID0008215 | Yes – BKID0008215 |
For most retail customers crediting the Rs Puram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's RS PURAM branch, the IFSC BKID0008215 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BKID0008215
Bank of India customers can register for net banking and the bank's official mobile app once their account at the RS PURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0008215 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Rs Puram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0008215 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – RS PURAM:
- The IFSC is exactly BKID0008215 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and RS PURAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rs Puram branch sits at 322 DB ROADRS PURAM COIMBATORE. If you are travelling from outside Coimbatore, search for the branch on a maps application using the bank name and locality, or call 422-4222475197 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0008215 and your account number.
Verifying IFSC BKID0008215 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0008215 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 422-4222475197.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rs Puram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0008215, however, work 24x7.
Branch address & contact
Bank of IndiaRs Puram Branch
322 DB ROADRS PURAM COIMBATORE
Coimbatore, Tamil Nadu
Phone: 422-4222475197
IFSC: BKID0008215
Frequently asked questions
How do I add Bank of India Rs Puram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008215, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of India Rs Puram branch located?
Bank of India's Rs Puram branch is located at 322 DB ROADRS PURAM COIMBATORE, Coimbatore, Tamil Nadu.
What is the IFSC code of Bank of India Rs Puram branch?
The IFSC code of Bank of India, Rs Puram branch is BKID0008215. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0008215 valid for NEFT and RTGS?
Yes. IFSC BKID0008215 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BKID0008215 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0008215 to send funds instantly.
How quickly will an NEFT transfer using BKID0008215 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Rs Puram reflect within 30 minutes.
Summary
The IFSC code BKID0008215 belongs to Bank of India's RS PURAM branch, located at 322 DB ROADRS PURAM COIMBATORE in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
