Use this page as a one-stop reference for everything related to Bank of India's ECCB COIMBATORE branch in COIMBATORE, TAMIL NADU. The branch's IFSC code BKID0008298 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0008298 is the IFSC of Bank of India's ECCB COIMBATORE branch. The format is fixed: BKID = bank code, 0 = reserved, 008298 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Eccb Coimbatore branch in Coimbatore, Tamil Nadu is part of this network and uses the IFSC code BKID0008298 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Eccb Coimbatore |
| IFSC Code | BKID0008298 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AVINASHI ROAD,COIMBATORE, TAMIL NADU - 641004 |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9920157978 |
Eccb Coimbatore branch overview
Located at AVINASHI ROAD,COIMBATORE, TAMIL NADU - 641004, the Eccb Coimbatore branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0008298 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's ECCB COIMBATORE branch came to be assigned the code BKID0008298.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0008298, money simply cannot be routed to the ECCB COIMBATORE branch electronically.
Products and account variants supported
Every account opened at the Eccb Coimbatore branch is mapped to IFSC BKID0008298 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0008298.
Products and services
Customers walking into the Eccb Coimbatore branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0008298
How to transfer money using IFSC BKID0008298
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008298 across all three.
How to use IFSC BKID0008298 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's ECCB COIMBATORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0008298.
- Confirm the bank name auto-populates as Bank of India and the branch as ECCB COIMBATORE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0008298
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – ECCB COIMBATORE, ensure your bank's portal accepts IFSC BKID0008298 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India ECCB COIMBATORE (IFSC BKID0008298)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0008298 in your mobile or internet banking app, and the money is credited to the ECCB COIMBATORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0008298 for Bank of India – ECCB COIMBATORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0008298 | Yes – BKID0008298 | Yes – BKID0008298 |
For most retail customers crediting the Eccb Coimbatore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's ECCB COIMBATORE branch, the IFSC BKID0008298 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BKID0008298
Bank of India customers can register for net banking and the bank's official mobile app once their account at the ECCB COIMBATORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0008298 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Eccb Coimbatore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0008298 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – ECCB COIMBATORE:
- The IFSC is exactly BKID0008298 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and ECCB COIMBATORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Eccb Coimbatore branch sits at AVINASHI ROAD,COIMBATORE, TAMIL NADU - 641004. If you are travelling from outside Coimbatore, search for the branch on a maps application using the bank name and locality, or call 91-9920157978 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0008298 and your account number.
Verifying IFSC BKID0008298 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0008298 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9920157978.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Eccb Coimbatore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0008298, however, work 24x7.
Branch address & contact
Bank of IndiaEccb Coimbatore Branch
AVINASHI ROAD,COIMBATORE, TAMIL NADU - 641004
Coimbatore, Tamil Nadu
Phone: 91-9920157978
IFSC: BKID0008298
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Eccb Coimbatore branch but serve different purposes.
How quickly will an NEFT transfer using BKID0008298 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Eccb Coimbatore reflect within 30 minutes.
What is the phone number of Bank of India Eccb Coimbatore branch?
You can reach the branch at 91-9920157978 during regular banking hours.
Does Bank of India Eccb Coimbatore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9920157978 to confirm.
How do I add Bank of India Eccb Coimbatore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008298, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0008298 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0008298 to send funds instantly.
Is IFSC BKID0008298 valid for NEFT and RTGS?
Yes. IFSC BKID0008298 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BKID0008298 is the IFSC code of Bank of India, ECCB COIMBATORE branch, in COIMBATORE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
