Below are the complete branch details for Bank of India, CHURU branch, located in CHURU, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is BKID0006627. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0006627 for Bank of India – CHURU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's CHURU branch, the IFSC BKID0006627 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 006627 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Churu |
| IFSC Code | BKID0006627 |
| MICR Code | Refer to cheque leaf |
| Branch Address | INDRAMANI NIVASWARD NO 18 STATION ROAD |
| City | Churu |
| District | Churu |
| State | Rajasthan |
| STD Code | 1562 |
| Phone | 1562257177 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Churu branch in Churu. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0006627.
About the Churu branch
The Churu branch of Bank of India is situated at INDRAMANI NIVASWARD NO 18 STATION ROAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0006627 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's CHURU branch came to be assigned the code BKID0006627.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0006627, money simply cannot be routed to the CHURU branch electronically.
How to transfer money using IFSC BKID0006627
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0006627 across all three.
NEFT to Bank of India, CHURU using IFSC BKID0006627
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0006627, and confirm that the system picks up Bank of India – CHURU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHURU
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's CHURU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0006627 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India CHURU (IFSC BKID0006627)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0006627 in your mobile or internet banking app, and the money is credited to the CHURU branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Churu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0006627:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHURU is still linked to IFSC BKID0006627.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0006627
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – CHURU is still mapped to IFSC BKID0006627. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0006627 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Churu branch is mapped to IFSC BKID0006627 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0006627.
Products and services
Customers walking into the Churu branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0006627
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0006627 and the account number together uniquely identify the Churu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Churu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0006627 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – CHURU:
- The IFSC is exactly BKID0006627 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and CHURU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Churu branch
The branch is located at INDRAMANI NIVASWARD NO 18 STATION ROAD, which puts it inside Churu, the broader Churu district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Churu branch” — the verified location pin for IFSC BKID0006627 should appear at the top of the results.
- Confirm the branch is open by calling 1562-1562257177 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0006627 and your account number.
Verifying IFSC BKID0006627 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0006627 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1562-1562257177.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Churu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0006627, however, work 24x7.
Branch address & contact
Bank of IndiaChuru Branch
INDRAMANI NIVASWARD NO 18 STATION ROAD
Churu, Rajasthan
Phone: 1562-1562257177
IFSC: BKID0006627
Frequently asked questions
Is IFSC BKID0006627 the same for all accounts at Churu branch?
Yes. The IFSC BKID0006627 is shared by every account held at Bank of India's Churu branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Churu branch but serve different purposes.
Where is Bank of India Churu branch located?
Bank of India's Churu branch is located at INDRAMANI NIVASWARD NO 18 STATION ROAD, Churu, Rajasthan.
Is IFSC BKID0006627 valid for NEFT and RTGS?
Yes. IFSC BKID0006627 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of India Churu branch?
The IFSC code of Bank of India, Churu branch is BKID0006627. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of India Churu branch?
You can reach the branch at 1562-1562257177 during regular banking hours.
How do I add Bank of India Churu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0006627, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0006627 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0006627 to send funds instantly.
Final notes
To recap: BKID0006627 is the IFSC code of Bank of India, CHURU branch, in CHURU, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
