This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, CHINNAKATTALAI branch in CHINNAKATTALAI DISTMADURAI. The 11-digit IFSC BKID0008259 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the CHINNAKATTALAI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0008259 is the IFSC of Bank of India's CHINNAKATTALAI branch. The format is fixed: BKID = bank code, 0 = reserved, 008259 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chinnakattalai branch in Chinnakattalai Distmadurai, Tamil Nadu is part of this network and uses the IFSC code BKID0008259 for all electronic settlement.
About this branch
The branch is located at DOOR NO 109 WARD NO 2CHINNAKKATTALAI DIST MADURAI. It serves the Chinnakattalai Distmadurai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0008259 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Chinnakattalai |
| IFSC Code | BKID0008259 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO 109 WARD NO 2CHINNAKKATTALAI DIST MADURAI |
| City | Chinnakattalai Distmadurai |
| District | Chinnakattalai Distmadurai |
| State | Tamil Nadu |
| STD Code | 4552 |
| Phone | 4552244233 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHINNAKATTALAI of Bank of India — its own 11-character IFSC. The code BKID0008259 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0008259 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0008259 and the account number together uniquely identify the Chinnakattalai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0008259
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008259 across all three.
How to use IFSC BKID0008259 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's CHINNAKATTALAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0008259.
- Confirm the bank name auto-populates as Bank of India and the branch as CHINNAKATTALAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0008259
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – CHINNAKATTALAI, ensure your bank's portal accepts IFSC BKID0008259 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India CHINNAKATTALAI (IFSC BKID0008259)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0008259 in your mobile or internet banking app, and the money is credited to the CHINNAKATTALAI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Chinnakattalai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0008259:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHINNAKATTALAI is still linked to IFSC BKID0008259.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's CHINNAKATTALAI branch, the IFSC BKID0008259 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chinnakattalai branch is mapped to IFSC BKID0008259 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0008259.
Banking services available
The Chinnakattalai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4552-4552244233.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0008259
Digital banking channels
Most day-to-day work that customers used to do at the Chinnakattalai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0008259 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Chinnakattalai branch sits at DOOR NO 109 WARD NO 2CHINNAKKATTALAI DIST MADURAI. If you are travelling from outside Chinnakattalai Distmadurai, search for the branch on a maps application using the bank name and locality, or call 4552-4552244233 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0008259 and your account number.
Common mistakes to avoid when using IFSC BKID0008259
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – CHINNAKATTALAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0008259. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Chinnakattalai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0008259 continue to work without interruption.
Verifying IFSC BKID0008259 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0008259 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4552-4552244233.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaChinnakattalai Branch
DOOR NO 109 WARD NO 2CHINNAKKATTALAI DIST MADURAI
Chinnakattalai Distmadurai, Tamil Nadu
Phone: 4552-4552244233
IFSC: BKID0008259
Frequently asked questions
Does Bank of India Chinnakattalai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4552-4552244233 to confirm.
Can I use IFSC BKID0008259 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0008259 to send funds instantly.
Is IFSC BKID0008259 valid for NEFT and RTGS?
Yes. IFSC BKID0008259 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Chinnakattalai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008259, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0008259 the same for all accounts at Chinnakattalai branch?
Yes. The IFSC BKID0008259 is shared by every account held at Bank of India's Chinnakattalai branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chinnakattalai branch but serve different purposes.
Where is Bank of India Chinnakattalai branch located?
Bank of India's Chinnakattalai branch is located at DOOR NO 109 WARD NO 2CHINNAKKATTALAI DIST MADURAI, Chinnakattalai Distmadurai, Tamil Nadu.
How quickly will an NEFT transfer using BKID0008259 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Chinnakattalai reflect within 30 minutes.
Summary
The IFSC code BKID0008259 belongs to Bank of India's CHINNAKATTALAI branch, located at DOOR NO 109 WARD NO 2CHINNAKKATTALAI DIST MADURAI in CHINNAKATTALAI DISTMADURAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
