IFSC Code of Bank of India, Chhota Udepur Branch, Gujarat

Below are the complete branch details for Bank of India, CHHOTA UDEPUR branch, located in CHHOTA UDEPUR, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BKID0002923. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0002923 for Bank of India – CHHOTA UDEPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of India's CHHOTA UDEPUR branch, the IFSC BKID0002923 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 002923 identifies this particular branch.

About Bank of India

Bank of India operates a wide network of branches across India, including the Chhota Udepur branch in Chhota Udepur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0002923.

Branch details at a glance

About the Chhota Udepur branch

The Chhota Udepur branch of Bank of India is situated at BANK OF INDIA, CHHOTA UDEPUR BRANCH, BSNL CHHOTA UDEPUR TELEPHONE EXCHANGE BUILDING, BESIDE POLICE STATION,NEAR PETROL PUMP CHOWK,CHHOTA UDEPUR,TA AND DIST. CHHOTA UDEPUR, GUJARAT 391165. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0002923 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's CHHOTA UDEPUR branch came to be assigned the code BKID0002923.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0002923, money simply cannot be routed to the CHHOTA UDEPUR branch electronically.

Products and account variants supported

Every account opened at the Chhota Udepur branch is mapped to IFSC BKID0002923 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BKID0002923.

Banking services available

The Chhota Udepur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2669-8827359655.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0002923

How to transfer money using IFSC BKID0002923

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0002923 across all three.

NEFT to Bank of India, CHHOTA UDEPUR using IFSC BKID0002923

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0002923, and confirm that the system picks up Bank of India – CHHOTA UDEPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHHOTA UDEPUR

If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's CHHOTA UDEPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0002923 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of India CHHOTA UDEPUR (IFSC BKID0002923)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0002923 in your mobile or internet banking app, and the money is credited to the CHHOTA UDEPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chhota Udepur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0002923:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHHOTA UDEPUR is still linked to IFSC BKID0002923.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's CHHOTA UDEPUR branch, the IFSC BKID0002923 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BKID0002923

Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHHOTA UDEPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0002923 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Chhota Udepur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0002923 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – CHHOTA UDEPUR:

• The IFSC is exactly BKID0002923 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of India as the bank name and CHHOTA UDEPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chhota Udepur branch sits at BANK OF INDIA, CHHOTA UDEPUR BRANCH, BSNL CHHOTA UDEPUR TELEPHONE EXCHANGE BUILDING, BESIDE POLICE STATION,NEAR PETROL PUMP CHOWK,CHHOTA UDEPUR,TA AND DIST. CHHOTA UDEPUR, GUJARAT 391165. If you are travelling from outside Chhota Udepur, search for the branch on a maps application using the bank name and locality, or call 2669-8827359655 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0002923 and your account number.

Verifying IFSC BKID0002923 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0002923 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2669-8827359655.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chhota Udepur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0002923, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BKID0002923 belongs to Bank of India's CHHOTA UDEPUR branch, located at BANK OF INDIA, CHHOTA UDEPUR BRANCH, BSNL CHHOTA UDEPUR TELEPHONE EXCHANGE… in CHHOTA UDEPUR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.