Below are the complete branch details for Bank of India, MPGB KARRI branch, located in CHHATARPUR, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BKID0MG2112. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0MG2112 for Bank of India – MPGB KARRI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – MPGB KARRI is BKID0MG2112. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MG2112 map to this branch in CHHATARPUR, MADHYA PRADESH.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Karri |
| IFSC Code | BKID0MG2112 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL POST KARRI,RAJ NAGAR BLOCK,CHHATARPUR TEHSIL DISTRICT CHHATARPUR 471005 |
| City | Chhatarpur |
| District | Chhatarpur |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 7389557285 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Mpgb Karri branch in Chhatarpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0MG2112.
About the Mpgb Karri branch
The Mpgb Karri branch of Bank of India is situated at VILL POST KARRI,RAJ NAGAR BLOCK,CHHATARPUR TEHSIL DISTRICT CHHATARPUR 471005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0MG2112 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MPGB KARRI branch came to be assigned the code BKID0MG2112.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0MG2112, money simply cannot be routed to the MPGB KARRI branch electronically.
How to transfer money using IFSC BKID0MG2112
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG2112 across all three.
NEFT to Bank of India, MPGB KARRI using IFSC BKID0MG2112
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0MG2112, and confirm that the system picks up Bank of India – MPGB KARRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0MG2112
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MPGB KARRI, ensure your bank's portal accepts IFSC BKID0MG2112 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India MPGB KARRI (IFSC BKID0MG2112)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0MG2112 in your mobile or internet banking app, and the money is credited to the MPGB KARRI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG2112 for Bank of India – MPGB KARRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG2112 | Yes – BKID0MG2112 | Yes – BKID0MG2112 |
For most retail customers crediting the Mpgb Karri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's MPGB KARRI branch, the IFSC BKID0MG2112 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mpgb Karri branch is mapped to IFSC BKID0MG2112 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG2112.
Banking services available
The Mpgb Karri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7389557285.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0MG2112
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0MG2112 and the account number together uniquely identify the Mpgb Karri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0MG2112
Bank of India customers can register for net banking and the bank's official mobile app once their account at the MPGB KARRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0MG2112 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BKID0MG2112
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – MPGB KARRI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0MG2112. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mpgb Karri branch sits at VILL POST KARRI,RAJ NAGAR BLOCK,CHHATARPUR TEHSIL DISTRICT CHHATARPUR 471005. If you are travelling from outside Chhatarpur, search for the branch on a maps application using the bank name and locality, or call 91-7389557285 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0MG2112 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0MG2112 for Bank of India – MPGB KARRI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Mpgb Karri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0MG2112 continue to work without interruption.
Branch address & contact
Bank of IndiaMpgb Karri Branch
VILL POST KARRI,RAJ NAGAR BLOCK,CHHATARPUR TEHSIL DISTRICT CHHATARPUR 471005
Chhatarpur, Madhya Pradesh
Phone: 91-7389557285
IFSC: BKID0MG2112
Frequently asked questions
What is the IFSC code of Bank of India Mpgb Karri branch?
The IFSC code of Bank of India, Mpgb Karri branch is BKID0MG2112. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of India Mpgb Karri branch located?
Bank of India's Mpgb Karri branch is located at VILL POST KARRI,RAJ NAGAR BLOCK,CHHATARPUR TEHSIL DISTRICT CHHATARPUR 471005, Chhatarpur, Madhya Pradesh.
What is the phone number of Bank of India Mpgb Karri branch?
You can reach the branch at 91-7389557285 during regular banking hours.
Is IFSC BKID0MG2112 the same for all accounts at Mpgb Karri branch?
Yes. The IFSC BKID0MG2112 is shared by every account held at Bank of India's Mpgb Karri branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BKID0MG2112 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Mpgb Karri reflect within 30 minutes.
Can I use IFSC BKID0MG2112 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG2112 to send funds instantly.
Summary
The IFSC code BKID0MG2112 belongs to Bank of India's MPGB KARRI branch, located at VILL POST KARRI,RAJ NAGAR BLOCK,CHHATARPUR TEHSIL DISTRICT CHHATARPUR 471005 in CHHATARPUR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
