Use this page as a one-stop reference for everything related to Bank of India's MPGB BARIGARH branch in CHHATARPUR, MADHYA PRADESH. The branch's IFSC code BKID0MG2125 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – MPGB BARIGARH is BKID0MG2125. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MG2125 map to this branch in CHHATARPUR, MADHYA PRADESH.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Barigarh |
| IFSC Code | BKID0MG2125 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL POST BARIGARH DISTRICT CHHATARPUR 471510 |
| City | Chhatarpur |
| District | Chhatarpur |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8826057568 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Mpgb Barigarh branch — IFSC BKID0MG2125 — extends the bank's services to customers in and around Chhatarpur, Madhya Pradesh.
Mpgb Barigarh branch overview
Located at VILL POST BARIGARH DISTRICT CHHATARPUR 471510, the Mpgb Barigarh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0MG2125 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MPGB BARIGARH branch came to be assigned the code BKID0MG2125.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0MG2125, money simply cannot be routed to the MPGB BARIGARH branch electronically.
How to transfer money using IFSC BKID0MG2125
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG2125 across all three.
NEFT to Bank of India, MPGB BARIGARH using IFSC BKID0MG2125
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0MG2125, and confirm that the system picks up Bank of India – MPGB BARIGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0MG2125
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MPGB BARIGARH, ensure your bank's portal accepts IFSC BKID0MG2125 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB BARIGARH, use IMPS. With IFSC BKID0MG2125 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG2125 for Bank of India – MPGB BARIGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG2125 | Yes – BKID0MG2125 | Yes – BKID0MG2125 |
For most retail customers crediting the Mpgb Barigarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0MG2125
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MPGB BARIGARH is still mapped to IFSC BKID0MG2125. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0MG2125 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mpgb Barigarh branch is mapped to IFSC BKID0MG2125 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG2125.
Banking services available
The Mpgb Barigarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8826057568.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0MG2125
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0MG2125 and the account number together uniquely identify the Mpgb Barigarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0MG2125
Bank of India customers can register for net banking and the bank's official mobile app once their account at the MPGB BARIGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0MG2125 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MPGB BARIGARH:
- The IFSC is exactly BKID0MG2125 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MPGB BARIGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mpgb Barigarh branch sits at VILL POST BARIGARH DISTRICT CHHATARPUR 471510. If you are travelling from outside Chhatarpur, search for the branch on a maps application using the bank name and locality, or call 91-8826057568 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0MG2125 and your account number.
Verifying IFSC BKID0MG2125 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG2125 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8826057568.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mpgb Barigarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0MG2125 continue to work without interruption.
Branch address & contact
Bank of IndiaMpgb Barigarh Branch
VILL POST BARIGARH DISTRICT CHHATARPUR 471510
Chhatarpur, Madhya Pradesh
Phone: 91-8826057568
IFSC: BKID0MG2125
Frequently asked questions
Is IFSC BKID0MG2125 valid for NEFT and RTGS?
Yes. IFSC BKID0MG2125 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BKID0MG2125 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG2125 to send funds instantly.
What is the phone number of Bank of India Mpgb Barigarh branch?
You can reach the branch at 91-8826057568 during regular banking hours.
How do I add Bank of India Mpgb Barigarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG2125, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of India Mpgb Barigarh branch?
The IFSC code of Bank of India, Mpgb Barigarh branch is BKID0MG2125. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0MG2125 the same for all accounts at Mpgb Barigarh branch?
Yes. The IFSC BKID0MG2125 is shared by every account held at Bank of India's Mpgb Barigarh branch. Only the account number changes from customer to customer.
Final notes
To recap: BKID0MG2125 is the IFSC code of Bank of India, MPGB BARIGARH branch, in CHHATARPUR, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
