Use this page as a one-stop reference for everything related to Bank of India's CHENGAPALLI branch in CHENGAPALLI, TAMIL NADU. The branch's IFSC code BKID0008209 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's CHENGAPALLI branch, the IFSC BKID0008209 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 008209 identifies this particular branch.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chengapalli branch in Chengapalli, Tamil Nadu is part of this network and uses the IFSC code BKID0008209 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Chengapalli |
| IFSC Code | BKID0008209 |
| MICR Code | Refer to cheque leaf |
| Branch Address | N H 47 MAIN ROADCHENGAPALLI |
| City | Chengapalli |
| District | Chengapalli |
| State | Tamil Nadu |
| STD Code | 4294 |
| Phone | 4294266544 |
About the Chengapalli branch
The Chengapalli branch of Bank of India is situated at N H 47 MAIN ROADCHENGAPALLI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0008209 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHENGAPALLI of Bank of India — its own 11-character IFSC. The code BKID0008209 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0008209 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Chengapalli branch
Once you have an account at Bank of India – CHENGAPALLI, the IFSC BKID0008209 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Chengapalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4294-4294266544.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0008209
How to transfer money using IFSC BKID0008209
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008209 across all three.
How to use IFSC BKID0008209 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's CHENGAPALLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0008209.
- Confirm the bank name auto-populates as Bank of India and the branch as CHENGAPALLI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0008209
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – CHENGAPALLI, ensure your bank's portal accepts IFSC BKID0008209 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – CHENGAPALLI, use IMPS. With IFSC BKID0008209 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0008209 for Bank of India – CHENGAPALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0008209 | Yes – BKID0008209 | Yes – BKID0008209 |
For most retail customers crediting the Chengapalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0008209
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – CHENGAPALLI is still mapped to IFSC BKID0008209. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0008209 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0008209
Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHENGAPALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0008209 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Chengapalli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0008209 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – CHENGAPALLI:
- The IFSC is exactly BKID0008209 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and CHENGAPALLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chengapalli branch
The branch is located at N H 47 MAIN ROADCHENGAPALLI, which puts it inside Chengapalli, the broader Chengapalli district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Chengapalli branch” — the verified location pin for IFSC BKID0008209 should appear at the top of the results.
- Confirm the branch is open by calling 4294-4294266544 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0008209 and your account number.
Verifying IFSC BKID0008209 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0008209 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4294-4294266544.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chengapalli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0008209 continue to work without interruption.
Branch address & contact
Bank of IndiaChengapalli Branch
N H 47 MAIN ROADCHENGAPALLI
Chengapalli, Tamil Nadu
Phone: 4294-4294266544
IFSC: BKID0008209
Frequently asked questions
Is IFSC BKID0008209 valid for NEFT and RTGS?
Yes. IFSC BKID0008209 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of India Chengapalli branch located?
Bank of India's Chengapalli branch is located at N H 47 MAIN ROADCHENGAPALLI, Chengapalli, Tamil Nadu.
Can I use IFSC BKID0008209 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0008209 to send funds instantly.
What is the phone number of Bank of India Chengapalli branch?
You can reach the branch at 4294-4294266544 during regular banking hours.
What is the IFSC code of Bank of India Chengapalli branch?
The IFSC code of Bank of India, Chengapalli branch is BKID0008209. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BKID0008209 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Chengapalli reflect within 30 minutes.
Final notes
To recap: BKID0008209 is the IFSC code of Bank of India, CHENGAPALLI branch, in CHENGAPALLI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
