If you are searching for the IFSC code of Bank of India, CHARE branch in CHARE DIST SOLAPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is BKID0000739. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHARE branch, and detailed step-by-step guides for using the IFSC BKID0000739 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's CHARE branch, the IFSC BKID0000739 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 000739 identifies this particular branch.
About Bank of India
Bank of India operates a wide network of branches across India, including the Chare branch in Chare Dist Solapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0000739.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Chare |
| IFSC Code | BKID0000739 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ZALTE SADANAT POST CHARETALUKA BARSI DISTSOLAPUR |
| City | Chare Dist Solapur |
| District | Chare Dist Solapur |
| State | Maharashtra |
| STD Code | 2184 |
| Phone | 2184241222 |
About the Chare branch
The Chare branch of Bank of India is situated at ZALTE SADANAT POST CHARETALUKA BARSI DISTSOLAPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0000739 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHARE of Bank of India — its own 11-character IFSC. The code BKID0000739 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0000739 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Chare branch
Once you have an account at Bank of India – CHARE, the IFSC BKID0000739 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chare branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0000739
How to transfer money using IFSC BKID0000739
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000739 across all three.
NEFT to Bank of India, CHARE using IFSC BKID0000739
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0000739, and confirm that the system picks up Bank of India – CHARE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHARE
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's CHARE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0000739 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – CHARE, use IMPS. With IFSC BKID0000739 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chare
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0000739:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHARE is still linked to IFSC BKID0000739.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0000739
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – CHARE is still mapped to IFSC BKID0000739. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0000739 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0000739
Bank of India customers can register for net banking and the bank's official mobile app once their account at the CHARE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0000739 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0000739 and the account number together uniquely identify the Chare branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – CHARE:
- The IFSC is exactly BKID0000739 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and CHARE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chare branch
The branch is located at ZALTE SADANAT POST CHARETALUKA BARSI DISTSOLAPUR, which puts it inside Chare Dist Solapur, the broader Chare Dist Solapur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Chare branch” — the verified location pin for IFSC BKID0000739 should appear at the top of the results.
- Confirm the branch is open by calling 2184-2184241222 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0000739 and your account number.
Verifying IFSC BKID0000739 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0000739 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2184-2184241222.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chare are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0000739 continue to work without interruption.
Branch address & contact
Bank of IndiaChare Branch
ZALTE SADANAT POST CHARETALUKA BARSI DISTSOLAPUR
Chare Dist Solapur, Maharashtra
Phone: 2184-2184241222
IFSC: BKID0000739
Frequently asked questions
How quickly will an NEFT transfer using BKID0000739 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Chare reflect within 30 minutes.
Does Bank of India Chare branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2184-2184241222 to confirm.
How do I add Bank of India Chare as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0000739, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0000739 valid for NEFT and RTGS?
Yes. IFSC BKID0000739 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BKID0000739 the same for all accounts at Chare branch?
Yes. The IFSC BKID0000739 is shared by every account held at Bank of India's Chare branch. Only the account number changes from customer to customer.
Can I use IFSC BKID0000739 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0000739 to send funds instantly.
What is the phone number of Bank of India Chare branch?
You can reach the branch at 2184-2184241222 during regular banking hours.
What is the IFSC code of Bank of India Chare branch?
The IFSC code of Bank of India, Chare branch is BKID0000739. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BKID0000739 is the IFSC code of Bank of India, CHARE branch, in CHARE DIST SOLAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
