This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, PANDEYPUR branch in CHANDAULI. The 11-digit IFSC BKID0007186 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the PANDEYPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0007186 is the IFSC of Bank of India's PANDEYPUR branch. The format is fixed: BKID = bank code, 0 = reserved, 007186 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Pandeypur |
| IFSC Code | BKID0007186 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE PANDEYPUR POST PACHAKHAR TEHSIL DISTT CHANDAULI UTTARPRADESH 232101 |
| City | Chandauli |
| District | Chandauli |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8090435174 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Pandeypur branch in Chandauli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0007186.
About this branch
The branch is located at VILLAGE PANDEYPUR POST PACHAKHAR TEHSIL DISTT CHANDAULI UTTARPRADESH 232101. It serves the Chandauli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0007186 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's PANDEYPUR branch came to be assigned the code BKID0007186.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0007186, money simply cannot be routed to the PANDEYPUR branch electronically.
How to transfer money using IFSC BKID0007186
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007186 across all three.
How to use IFSC BKID0007186 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's PANDEYPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0007186.
- Confirm the bank name auto-populates as Bank of India and the branch as PANDEYPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0007186
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – PANDEYPUR, ensure your bank's portal accepts IFSC BKID0007186 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – PANDEYPUR, use IMPS. With IFSC BKID0007186 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0007186 for Bank of India – PANDEYPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0007186 | Yes – BKID0007186 | Yes – BKID0007186 |
For most retail customers crediting the Pandeypur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0007186
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – PANDEYPUR is still mapped to IFSC BKID0007186. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0007186 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pandeypur branch is mapped to IFSC BKID0007186 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0007186.
Products and services
Customers walking into the Pandeypur branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0007186
MICR & cheque-truncation details
Cheques drawn on the Pandeypur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0007186 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Pandeypur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0007186 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – PANDEYPUR:
- The IFSC is exactly BKID0007186 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and PANDEYPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Pandeypur branch
The branch is located at VILLAGE PANDEYPUR POST PACHAKHAR TEHSIL DISTT CHANDAULI UTTARPRADESH 232101, which puts it inside Chandauli, the broader Chandauli district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Pandeypur branch” — the verified location pin for IFSC BKID0007186 should appear at the top of the results.
- Confirm the branch is open by calling 91-8090435174 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0007186 and your account number.
Verifying IFSC BKID0007186 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0007186 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8090435174.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pandeypur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0007186 continue to work without interruption.
Branch address & contact
Bank of IndiaPandeypur Branch
VILLAGE PANDEYPUR POST PACHAKHAR TEHSIL DISTT CHANDAULI UTTARPRADESH 232101
Chandauli, Uttar Pradesh
Phone: 91-8090435174
IFSC: BKID0007186
Frequently asked questions
Is IFSC BKID0007186 valid for NEFT and RTGS?
Yes. IFSC BKID0007186 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BKID0007186 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0007186 to send funds instantly.
How do I add Bank of India Pandeypur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0007186, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of India Pandeypur branch?
You can reach the branch at 91-8090435174 during regular banking hours.
Is IFSC BKID0007186 the same for all accounts at Pandeypur branch?
Yes. The IFSC BKID0007186 is shared by every account held at Bank of India's Pandeypur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BKID0007186 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Pandeypur reflect within 30 minutes.
Where is Bank of India Pandeypur branch located?
Bank of India's Pandeypur branch is located at VILLAGE PANDEYPUR POST PACHAKHAR TEHSIL DISTT CHANDAULI UTTARPRADESH 232101, Chandauli, Uttar Pradesh.
What is the IFSC code of Bank of India Pandeypur branch?
The IFSC code of Bank of India, Pandeypur branch is BKID0007186. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BKID0007186 belongs to Bank of India's PANDEYPUR branch, located at VILLAGE PANDEYPUR POST PACHAKHAR TEHSIL DISTT CHANDAULI UTTARPRADESH 232101 in CHANDAULI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
