IFSC Code of Bank of India, Major S D Singh University Campus Branch, Uttar Pradesh

Below are the complete branch details for Bank of India, MAJOR S D SINGH UNIVERSITY CAMPUS branch, located in BHULANPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BKID0006877. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0006877 for Bank of India – MAJOR S D SINGH UNIVERSITY CAMPUS — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of India's MAJOR S D SINGH UNIVERSITY CAMPUS branch, the IFSC BKID0006877 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 006877 identifies this particular branch.

About the bank

Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Major S D Singh University Campus branch in Bhulanpur, Uttar Pradesh is part of this network and uses the IFSC code BKID0006877 for all electronic settlement.

About the Major S D Singh University Campus branch

The Major S D Singh University Campus branch of Bank of India is situated at BHULANPUR,CHIRPURA ,BLOCK-KAMALGANJ ,TEHSIL- SADAR,FATEHGARH,FARRUKHABAD,UP,PIN 209601. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0006877 is used.

Branch details at a glance

Why every Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAJOR S D SINGH UNIVERSITY CAMPUS of Bank of India — its own 11-character IFSC. The code BKID0006877 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0006877 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Major S D Singh University Campus branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0006877 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC BKID0006877

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0006877 across all three.

How to use IFSC BKID0006877 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's MAJOR S D SINGH UNIVERSITY CAMPUS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BKID0006877.
4. Confirm the bank name auto-populates as Bank of India and the branch as MAJOR S D SINGH UNIVERSITY CAMPUS.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BKID0006877

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MAJOR S D SINGH UNIVERSITY CAMPUS, ensure your bank's portal accepts IFSC BKID0006877 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of India MAJOR S D SINGH UNIVERSITY CAMPUS (IFSC BKID0006877)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0006877 in your mobile or internet banking app, and the money is credited to the MAJOR S D SINGH UNIVERSITY CAMPUS branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Major S D Singh University Campus

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0006877:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAJOR S D SINGH UNIVERSITY CAMPUS is still linked to IFSC BKID0006877.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BKID0006877

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MAJOR S D SINGH UNIVERSITY CAMPUS is still mapped to IFSC BKID0006877. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0006877 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Major S D Singh University Campus branch is mapped to IFSC BKID0006877 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BKID0006877.

Banking services available

The Major S D Singh University Campus branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5692-9452222734.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0006877

Online banking and IFSC BKID0006877

Bank of India customers can register for net banking and the bank's official mobile app once their account at the MAJOR S D SINGH UNIVERSITY CAMPUS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0006877 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Major S D Singh University Campus branch

The branch is located at BHULANPUR,CHIRPURA ,BLOCK-KAMALGANJ ,TEHSIL- SADAR,FATEHGARH,FARRUKHABAD,UP,PIN 209601, which puts it inside Bhulanpur, the broader Farrukhabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of India Major S D Singh University Campus branch” — the verified location pin for IFSC BKID0006877 should appear at the top of the results.
2. Confirm the branch is open by calling 5692-9452222734 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0006877 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MAJOR S D SINGH UNIVERSITY CAMPUS:

• The IFSC is exactly BKID0006877 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of India as the bank name and MAJOR S D SINGH UNIVERSITY CAMPUS as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Major S D Singh University Campus are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0006877 continue to work without interruption.

Verifying IFSC BKID0006877 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0006877 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 5692-9452222734.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: BKID0006877 is the IFSC code of Bank of India, MAJOR S D SINGH UNIVERSITY CAMPUS branch, in BHULANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.