Use this page as a one-stop reference for everything related to Bank of India's HOSHANGABAD ROAD branch in BHOPAL, MADHYA PRADESH. The branch's IFSC code BKID0009093 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – HOSHANGABAD ROAD is BKID0009093. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009093 map to this branch in BHOPAL, MADHYA PRADESH.
About Bank of India
Bank of India operates a wide network of branches across India, including the Hoshangabad Road branch in Bhopal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0009093.
About the Hoshangabad Road branch
The Hoshangabad Road branch of Bank of India is situated at PLOT NO.17 VIDYA NAGAR PHASE-2,WARD NO.52,TEHSIL HUZUR,DISTRICT BHOPAL,MADHYA PRADESH 462026. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0009093 is used.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Hoshangabad Road |
| IFSC Code | BKID0009093 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO.17 VIDYA NAGAR PHASE-2,WARD NO.52,TEHSIL HUZUR,DISTRICT BHOPAL,MADHYA PRADESH 462026 |
| City | Bhopal |
| District | Bhopal |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9907003888 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HOSHANGABAD ROAD of Bank of India — its own 11-character IFSC. The code BKID0009093 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0009093 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Hoshangabad Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0009093 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0009093
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009093 across all three.
How to use IFSC BKID0009093 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's HOSHANGABAD ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0009093.
- Confirm the bank name auto-populates as Bank of India and the branch as HOSHANGABAD ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HOSHANGABAD ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's HOSHANGABAD ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0009093 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India HOSHANGABAD ROAD (IFSC BKID0009093)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0009093 in your mobile or internet banking app, and the money is credited to the HOSHANGABAD ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0009093 for Bank of India – HOSHANGABAD ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0009093 | Yes – BKID0009093 | Yes – BKID0009093 |
For most retail customers crediting the Hoshangabad Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0009093
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – HOSHANGABAD ROAD is still mapped to IFSC BKID0009093. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0009093 and the beneficiary's account number to complete the transfer.
Account types you can open at the Hoshangabad Road branch
Once you have an account at Bank of India – HOSHANGABAD ROAD, the IFSC BKID0009093 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Hoshangabad Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9907003888.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0009093
Online banking and IFSC BKID0009093
Bank of India customers can register for net banking and the bank's official mobile app once their account at the HOSHANGABAD ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0009093 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Hoshangabad Road branch sits at PLOT NO.17 VIDYA NAGAR PHASE-2,WARD NO.52,TEHSIL HUZUR,DISTRICT BHOPAL,MADHYA PRADESH 462026. If you are travelling from outside Bhopal, search for the branch on a maps application using the bank name and locality, or call 91-9907003888 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0009093 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – HOSHANGABAD ROAD:
- The IFSC is exactly BKID0009093 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and HOSHANGABAD ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Hoshangabad Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0009093 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0009093 for Bank of India – HOSHANGABAD ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of IndiaHoshangabad Road Branch
PLOT NO.17 VIDYA NAGAR PHASE-2,WARD NO.52,TEHSIL HUZUR,DISTRICT BHOPAL,MADHYA PRADESH 462026
Bhopal, Madhya Pradesh
Phone: 91-9907003888
IFSC: BKID0009093
Frequently asked questions
Is IFSC BKID0009093 valid for NEFT and RTGS?
Yes. IFSC BKID0009093 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of India Hoshangabad Road branch located?
Bank of India's Hoshangabad Road branch is located at PLOT NO.17 VIDYA NAGAR PHASE-2,WARD NO.52,TEHSIL HUZUR,DISTRICT BHOPAL,MADHYA PRADESH 462026, Bhopal, Madhya Pradesh.
What is the IFSC code of Bank of India Hoshangabad Road branch?
The IFSC code of Bank of India, Hoshangabad Road branch is BKID0009093. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BKID0009093 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Hoshangabad Road reflect within 30 minutes.
Can I use IFSC BKID0009093 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0009093 to send funds instantly.
How do I add Bank of India Hoshangabad Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0009093, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hoshangabad Road branch but serve different purposes.
Summary
The IFSC code BKID0009093 belongs to Bank of India's HOSHANGABAD ROAD branch, located at PLOT NO.17 VIDYA NAGAR PHASE-2,WARD NO.52,TEHSIL HUZUR,DISTRICT BHOPAL,MADHYA… in BHOPAL, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
